Premier Financial Planning (Cheadle) Ltd

Independent Financial Adviser  Premier Financial Planning (Cheadle) Ltd., Cheshire, SK8 5EU
First meeting at adviser's own cost
We try to step into your shoes and recommend to you what we would do if in the same position.
We can advise you on
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Annuity purchase
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Auto enrolment
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Offshore investments
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Socially responsible investments
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Traded endowment policies
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Savings for children
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School fees planning
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Critical illness
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Income protection insurance
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Life insurance
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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Corporate pension
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Employee benefits
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Group Pension/Stakeholder
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Group Protection/Life Insurance
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Group critical illness
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Group income protection
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Group life insurance
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Long term care
Response rating
7.0/10
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FCA authorised
Last authorised 22nd November 2021
Meet our advisers
MR Mike Nicholson B.A.ECON (HONS), DipPFS
Director

This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.

This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.

In order to have completed this qualification, individuals were required to obtain three units. These could have been selected from any combination of the available units at that time but must have included the compulsory G10 unit - Taxation and Trusts.

This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.

This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, lifetime mortgage products, repayment options and the giving of mortgage advice.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

This qualification assesses the knowledge and understanding of the UK regulation environment in the financial services industry together with various types of mortgage products and repayment options and the giving of mortgage advice. Chartered Institute of Bankers in Scotland (CIOBS) qualifications are subject to a separate grading with the Scottish Credit and Qualifications Framework (SCQF) - www.scqf.org.uk

This examination assessed a knowledge and understanding of investments and an ability to advise individual clients on the construction of investment portfolios to meet both their current and foreseeable future needs.

This examination assesses a knowledge and understanding of the legislative and regulatory position of home reversion plans and their place in the advice process.

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.

This examination assesses a knowledge and understanding of financial protection plans.

This examination assesses a knowledge and understanding of investment products and the risks involved.

Accreditations
Certified Financial Planner Chartered financial planner - individual adviser accreditation
What our clients say
Can I take this opportunity to thank you for the clarity of the advice you have given me, it's just the type of advice that I needed at this time and, of the people I approached, you were the one who best demonstrated an understanding of what I was asking for, rather than simply proffering an 'off the shelf' service. I just wish I had found you 5 years earlier!
David Nicholas, Cheshire
About us

We offer individual and family clients detailed personal financial planning.

We specialise in investment, savings and pension advice as well as life and ill-health cover.

We also advise many small to medium sized businesses.

As a new client ,we would start with a careful review of your current financial position and existing arrangements, your goals and ambitions, as well as your attitude to investment risk.

Our aim is to help you to achieve your financial goals now and for the rest of your life.

We use the latest software to help you plan more successfully to steer your way through life's financial challenges.

Investment Service

We offer a range of services to help you meet your investment and retirement objectives. We provide independent advice which means that our recommendations to you will be unbiased, unrestricted and based upon a comprehensive and fair analysis of the market. The amount we charge and the basis of the payment will depend on the service you choose and your individual circumstances.

Our services

We take care to look after our clients who place their trust in us to take care of their financial planning.

Where to find us
Head office address: Premier Financial Planning (Cheadle) Ltd., 63 Cheadle Road, Cheadle Hulme, Cheshire, SK8 5EU
Preferred clients
Minimum wealth (income/assets)
£0
Minimum pension value
£0
Minimum mortgage value
£0
Advice methods
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    Face to face
Compliance

Your home may be repossessed if you do not keep up repayments on your mortgage.

Premier Financial Planning (Cheadle) Ltd is an appointed representative of TenetConnect Ltd which is authorised and regulated by the Financial Conduct Authority.

The value of investments and the income from them can go down. You may not get back the original amount invested.

Tax planning is not regulated by the Financial Conduct Authority.

Response rating
7.0/10
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FCA authorised
Last authorised 22nd November 2021

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