I could not persuade my private pension companies to allow me to have my 25% cash without choosing what I wanted to do with the rest of the pension. I spoke to them constantly but could not understand what they were telling me and which of the companies to move all the pension to so I could benefit from a regular pension. Mike explained what the different pensions were and what would suit me. He then run some calculations on the different companies I could go with and showed me the print out so he could go through it with me so I could make the right choice. I am now set up with a monthly amount which suits my lifestyle and I am very happy with the final result. If required I can change the monthly amount to a higher or lower amount myself. I am happy and stress free and grateful for the good advice which I could understand. I found Mike pleasant, easy to talk to and always on time for appointments. I think he did a good job and would recommend him.

I retired last year and needed help and advise regarding my pension. With the number of options now available Michael was very good at explaining what each meant and how draw down works. He also contacted a provider, sorted all of the paper work and arranged my pension, he proved to be invaluable. I am happy with his recommendations and pension arrangements plus I do feel that I am in control of my pension, with the aid of Michael. Due to the technicalities of my pension pot (company group pension) and that the new rules on pensions had just come into force it seemed that the pension providers were still trying to understand all the intricacies, this meant that they were a little slow in providing the pension I was after.

What were the circumstances that caused you to look for a Financial adviser? We had some money we were looking to take an income from and needed to find the right solution for us. How did Michael help you? Mike found the right way for us to achieve our goals in the best way. Have you seen the outcome you were hoping for? We have been receiving an income from the money we invested for over a year now an have actually increased the capital as well so very happy with how it is going. What could they have done better? Nothing Mike made it very easy for us to get through the whole process.

What were the circumstances that caused you to look for a Financial adviser? I wanted to review a number of pensions and consolidate them where possible. How did Michael Read help you? Michael was able to quickly understand my requirements and produce solutions that suited what I wanted to achieve. Have you seen the outcome you were hoping for? Yes, pensions are consolidated and in a new product which is working very well for me. What could they have done better? At this stage, there isn't anything I think that I think could have been done better.