This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.
This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.
This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.
To achieve the Fellowship grade, individuals would be required to have 10 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.
Having achieved the APFS designation, advisers can go onto to achieve this recognisable benchmark of quality and ethical practice for financial services professionals, elevating financial planning and advice in the public eye to the same standing as other Chartered professions. The holder must demonstrate a combination of experience, financial qualifications, ongoing educational activity (continuous professional development) and ethical behaviour.
This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.
This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.
This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.
This examination assesses the candidate to develop in depth financial planning skills related to investments and the management of investment portfolios.
This examination assesses the candidate to develop in depth financial planning skills related to personal tax and trusts.
At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.
This examination assesses a knowledge and understanding of financial protection plans.
This examination assesses a knowledge and understanding of investment products and the risks involved.
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.
At the end of this unit, candidates should be able to demonstrate an understanding of the: legal principles associated with the creation and management of a trust; main types of trusts that are common in the UK; taxation considerations relevant to trusts.
This qualification helps advisers develop and demonstrate their financial planning capabilities.
I provide well researched, independent and personalised quality advice to private clients and small businesses. As an independent adviser I strive to offer the best possible tax efficient solution and will always explain the features and benefits of my advice so that clients feel comfortable and can make an informed decision.
Based on the edge of the New Forest in Plaitford between Romsey and Salisbury I service clients within 45 minutes by car. I have clients in Romsey, Salisbury, Southampton, Ringwood, Winchester and all surrounding villages.
I am recognised as a Chartered Financial Planner and a Fellow of the Personal Finance Society which are accreditations held by less than 10% of financial advisers. This provides an indication of the depth, breadth and quality of financial advice you can expect of me.
Good financial advice doesn't stop with providing the initial advice and I believe that it is essential to build a last lasting relationship with clients where your interests come first. I provide ongoing active and comprehensive reviews of your objectives and investments to ensure that your hopes and aspirations will continue to be met and to ensure that your investments are best placed to achieve this.
I specialise in providing retirement planning and investment advice to the majority of my clients including reviewing existing pensions & investments to make sure they meet their retirement and other objectives and their pensions and investments work as hard a possible for them to achieve that. Specifically, I help clients make those crucial decisions when they retire, sell a business, or receive an inheritance or windfall, or wish to consider how to pass on their assets in the best way possible.
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