Sarah Tory - Chartered Financial Planner

Independent Financial Adviser 12 Scobbie Place, Falkirk, Redding, FK2 9AF

First meeting at adviser's own cost

Response rating

9.3/10

22nd July 2019

An experienced Chartered Financial Planner where the focus is on you. Simple, honest, professional advice .

We can advise you on

Pensions & retirement
- Annuity purchase
- Pension consolidation
- Pension drawdown
- Pensions review
- Pensions transfer
Financial planning
- Wealth management
Investments
- Ethical investments
- ISAs
- Investing for income
- Investment trusts
- OEICs
- Socially responsible investments
Savings
- Lump sum
- Regular savings
Insurance & protection
- Critical illness
- Income protection insurance
- Life insurance
Tax & trust planning
- Estate planning
Long Term Care
- Long term care

Make an enquiry Request a call back 01312 689154 Recommend to a friend

Meet our advisers

Sarah Tory APFS Certs CII (MP & ER)

Chartered Financial Planner

Qualifications & Accreditations Hide qualifications

R03 - Personal Taxation (CII)

This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.

R02 - Investment Principles (CII)

This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.

R01 - Financial Services, Regulation and Ethics (CII)

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

FP3 - Identifying and satisfying client needs (CII)

This exam accesses understanding of identifying and satisfying client needs.

FP2 - Protection, savings and investment products (CII)

This exam accesses understanding of protection, savings and investment products.

FP1 - Financial services and their regulation (CII)

This exam accesses understanding of the financial services and their regulation.

G60 - Pensions (CII)

This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.

ER1 - Equity Release (CII)

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

Dip PFS - Personal Finance Society Diploma (PFS)

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

CF8 - Certificate in Long-Term Care Insurance (CII)

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.

Certificate in Equity Release

This qualification assesses a knowledge and understanding of the mortgage process and the principles of equity release.

APFS - Associate, Personal Finance Society (PFS)

To achieve the Associateship grade, individuals would be required to have 6 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

AF8 - Retirement income planning (CII)

This qualification accesses the advanced skills needed for advising on income planning to those in and approaching retirement

AF5 - Financial Planning Process (CII)

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

AF3 - Pension Planning (CII)

This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.

Advanced Diploma In Financial Planning (CII)

This qualification enables professional advisers to develop specialist planning capabilities, covers topics like: personal tax and trust, business financial, pension and investment planning.

Accreditations

What our clients say

Sarah's emphasis is on personal care, she is easy to talk to and explains the relative merits of different options clearly; spending time to make sure that they suit my requirements. She is diligent, organised and a pleasure to deal with - so much so that I have recommended her to my friends and family!

S H, Dunblane

Where to find us

12 Scobbie Place, Falkirk, Redding, FK2 9AF

Make an enquiry

About us

I am a Chartered Financial Planner with over 15 years’ experience. Specialising in pension planning and long term care.

I am professional, amiable and intensely client focused. I am proud of my enthusiasm for my profession and the desire to help families navigate through what can be complex financial situations.

As one of only a few Independent Chartered Financial Planners in Scotland Accredited by SOLLA (Society of Later Life Advisers) I have the requisite skills and knowledge to help clients at what can often be a stressful and emotional time.

I am a pension transfer specialist, a member of the Personal Finance Society and an Associate of the Chartered Insurance Institute.

I am proud to be a Chartered Financial Planner, the Chartered Financial Planner status is a widely accepted 'gold standard' qualification for professional financial planners in the United Kingdom.

By definition, holders of the Chartered Financial Planner qualification are among the most experienced and most qualified advisers in the profession.

I am part of the Fairstone Group, Fairstone Financial Management Ltd is a national firm of Independent Financial Advisers. Established in the North East in 2008, Fairstone is now one of the UK’s largest Chartered financial planning firms.

Our services

Pension planning - however simple or complex. Pensions are my professional love and I am a huge advocate of the benefits of sound retirement planning.

Helping someone be able to retire earlier than they thought possible is fantastic.

Please note I will only consider final salary transfers when you are close to retirement.

Long term care planning - knowing about the social work system, local authority funding and just how emotional getting someone into care is.

Compliance

Fairstone Financial Management Limited is authorised and regulated by the Financial Conduct Authority, FCA Register Number 475973. Registered in England No 5574120. Registered Office: 1 The Bulrushes, Woodstock Way, Boldon Business Park, Tyne & Wear, NE35 9PF. Part of the Fairstone Group.

Make an enquiry Request a call back 01312 689154 Recommend to a friend

We can advise you on

Pensions & retirement
- Annuity purchase
- Pension consolidation
- Pension drawdown
- Pensions review
- Pensions transfer
Financial planning
- Wealth management
Investments
- Ethical investments
- ISAs
- Investing for income
- Investment trusts
- OEICs
- Socially responsible investments
Savings
- Lump sum
- Regular savings
Insurance & protection
- Critical illness
- Income protection insurance
- Life insurance
Tax & trust planning
- Estate planning
Long Term Care
- Long term care

Advice methods

Telephone
Online (Live chat, video, email)
Face to face

Special offers

Choose an Unbiased exclusive special offer:

Preferred clients

Minimum wealth (income/assets)

£100,000

Minimum pension value

£100,000

Compliance

Make an enquiry Request a call back 01312 689154 Recommend to a friend

Contact options

Make an enquiry Request
a call back 01312 689154 Recommend to a friend

Similar advisers near you

IAIN LOWE WEALTH MANAGEMENT LTD

Independent Financial Adviser 1.48 mi

‘Professional and personal advice for retirement, investment and protection planning, designed for you and your requirements.

See profile

Wren Sterling

Independent Financial Adviser 1.71 mi

We're an Independent Financial Adviser, working with private individuals and corporate clients.

See profile

Flying Colours & Partners

Independent Financial Adviser 1.71 mi

See profile

K M D Associates Ltd

Independent Financial Adviser 1.77 mi

Providing advice with integrity. We pride ourselves in providing a high quality cost effective service to all our clients.

See profile

Legal information

While unbiased.co.uk endeavours to verify the information provided as thoroughly as possible, it is your responsibility to ensure the adviser you choose is appropriate and regulated for the business you are transacting.
Any decision to transact business is made by you on the basis of your own enquiries. To check that an adviser is regulated, you can contact the relevant regulatory or professional body.

Access to and use of this online IFA directory is subject to unbiased.co.uk website terms and conditions and privacy policy.