Scrutton Bland Financial Services Ltd

Independent Financial Adviser  820 The Crescent, Colchester, Suffolk, CO4 9YQ
First meeting at adviser's own cost
As Chartered Financial Planners we provide truly independent and impartial financial advice from highly qualified financial planners.
We can advise you on
check
Annuity purchase
check
Auto enrolment
check
Pension consolidation
check
Pension drawdown
check
Pensions & divorce
check
Pensions & retirement planning
check
Pensions review
check
Pensions transfer
check
SIPPs
check
Stakeholder
check
Wealth management
check
Ethical investments
check
ISA / Unit Trusts / OEICs
check
Investing for income
check
Investment trusts
check
OEICs
check
Offshore investments
check
Socially responsible investments
check
Unit trusts
check
Lump sum
check
National savings
check
Regular savings
check
Savings for children
check
School fees planning
check
Buildings and contents
check
Commercial motor
check
Critical illness
check
Healthcare
check
Home and leisure
check
Income protection insurance
check
Large business
check
Life insurance
check
Small business
check
Travel
check
Capital gains tax
check
Estate planning
check
Income tax
check
Taxation planning
check
Corporate pension
check
Employee benefits
check
Group Pension/Stakeholder
check
Group Protection/Life Insurance
check
Group critical illness
check
Group income protection
check
Group life insurance
check
Group private medical insurance
check
Long term care
Response rating
7.0/10
check
FCA authorised
Last authorised 14th June 2021
Meet our advisers
MR Grant Buchanan APFS
Director/IFA

This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.

This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.

At the end of this unit, candidates should be able to demonstrate an understanding of: how the economic environment and individual company performance affects investment performance and investment decision making; how risk is measured and managed; the main principles governing how to construct an investment portfolio; the range of investment management services, how their performance is evaluated and their regulatory environment.

To achieve the CertPFS (DM) and individual needs to pass 2 diploma units in Regulation and ethics and Discretionary Investment Management

Accreditations
Chartered Financial Planner
MR Robert Wood DipFP
Independent Financial Adviser

This qualification develops advanced technical knowledge and understanding across a broad range of key advisory areas.

MR Gary Riches AFPC ACII CFP APFS
Director / IFA

In order to have completed this qualification, individuals were required to obtain three units. These could have been selected from any combination of the available units at that time but must have included the compulsory G10 unit - Taxation and Trusts.

To achieve the Associateship grade, individuals would be required to have 6 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

Having achieved the APFS designation, advisers can go onto to achieve this recognisable benchmark of quality and ethical practice for financial services professionals, elevating financial planning and advice in the public eye to the same standing as other Chartered professions. The holder must demonstrate a combination of experience, financial qualifications, ongoing educational activity (continuous professional development) and ethical behaviour.

This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.

This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.

Associate members are those who have gone on to secure more advanced qualifications by completing the Advanced Diploma in Insurance or its predecessor the Associateship. This shows a commitment to continuous professional development.

This examination assessed a knowledge and understanding of investments and an ability to advise individual clients on the construction of investment portfolios to meet both their current and foreseeable future needs.

This examination assessed knowledge and understanding of income generating options and applying the knowledge to retirement planning situations.

This examination assessed knowledge and understanding of the range of investments available for planning of pensions and to be able to apply the construction of a pension portfolio management for a client.

This examination assessed knowledge and understanding to analyse and evaluate a client’s circumstances and financial needs and produce a holistic financial solution based on an in-depth knowledge of financial services products.

This qualification develops advanced technical knowledge and understanding across a broad range of key advisory areas.

Accreditations
Certified Financial Planner Chartered Financial Planner
About us

Scrutton Bland Financial Services Ltd are Chartered Financial Planners. When it comes to managing your wealth and achieving your financial objectives, you need an adviser that you can trust. From helping you to understanding your current financial position to finding ways for you to prosper, we will be with you every step of the way. Our areas of expertise include Pensions, Trust Investment, Personal Investment, Financial Planning and Inheritance Tax.

Our advisers are highly qualified. Within our team we have Chartered Financial Planners who have also qualified as members of STEP (Society of Trust & Estate Practitioners). We also have Resolution accredited Financial Planners who are recognised as specialists in providing financial advice in areas of family disputes (i.e. pensions and divorce).

Our services

Being independent means we are not restricted by ties or commissions, we access the whole of the market to ensure that we put our clients first. Our friendly team of advisers will spend the time with you to understand what your wealth management objectives are and to create a financial planning strategy to help you meet them.
Making decisions on personal financial matters can be complex. Our aim is to build relationships in order to work with you in the medium and long term, supporting you in protecting your wealth and growing your investments.

Where to find us
Head office address: 820 The Crescent, Colchester Business Park, Colchester, Suffolk, CO4 9YQ
Preferred clients
Minimum wealth (income/assets)
£50,000
Minimum pension value
£50,000
Minimum mortgage value
£0
Advice methods
  • phoneButton
    Telephone
  • mouse
    Online (Live chat, video, email)
  • icons
    Face to face
Response rating
7.0/10
check
FCA authorised
Last authorised 14th June 2021

Similar advisers near you

Independent Financial Adviser 0.49 mi
We specialise in guiding people up to and into retirement with clear and impartial Pensions and Investment advice.
 
Independent Financial Adviser 1.48 mi
We’re Financial Planners helping people across Essex and Suffolk to make the most of their time and money.
 
Independent Financial Adviser 1.81 mi
No charging until you are clear as to what you are getting in return. Honest, considered, qualified advice.
 
Independent Financial Adviser 2.07 mi
Clear, focussed, and practical financial planning solutions. Contact me to: review your pensions, savings or investments; protect your family or business; plan for a comfortable and secure retirement.