I first met Phil eleven years ago when he was with the Halifax. I had been with their financial Advisors for two years and though they were helpful there was no continuity and it was extremely informal. Phil seemed completely different, much more approachable and to genuinely care for my circumstances and not just interested in commission. When he left I was back at square one. I was delighted that I was able to track him down again and he was able to take control of things again and put me in touch with the right investments. I feel him to be exceptionally patient and sympathetic to my requirements. I contact him in utter panic with all these many financial crisis and he explains what to do. I do not feel that he is thinking " here is that hysterical woman again", even if he is. It is very comforting to know he is working out how to overcome these difficulties and I feel he has my situation under control. The annual meetings are invaluable and so much easier and more convenient than d

I am writing to thank you for all the advice and support you have provided to me and my family as our independent Financial Adviser. You first started to work with us a couple of years ago and at that time we had no way of knowing what health issues would face us. At that time we took a pretty laid back view of our financial situation. You provided us with very sound advice on our investments and the outcome is that we are now in a comfortable position leading into our retirement. I have no hesitation in recommending you and your business to my family, friends and colleagues and clients. You provide a professional perspective tempered with a realistic approach. Thank you once again for all the advice and support and we look forward to continuing to work with you throughout the coming years.

I would Just like to thank you for the professional advice and assistance you recently afforded me in organising my personal affairs. Although the large majority of the country is currently facing difficult financial times it is comforting to know that despite economic and financial pressures there is someone out there willing to assist both short and long term in prioritising individual finances in the best interests of thier clients rather than the advisor. On behalf of the clients of mine who have spoken to you in the last 12 months, they too would like reiterate my statements. Once again, thank you for your kind support. I have no hesitation in recommending your service in the future.