Sterling & Law Group Plc

Independent Financial Adviser Hogarth Avenue, Brentwood, Essex, CM15 8BE

First meeting at adviser's own cost

Response rating

10 /10

16th September 2019

Experts in pensions , pension transfers, retirement planning and investments. Offering professional face to face advice.

We can advise you on

Pensions & retirement
- Annuity purchase
- Auto enrolment
- Pension consolidation
- Pension drawdown
- Pensions review
- Pensions transfer
Mortgages
- Equity release
Financial planning
- Wealth management
Investments
- Ethical investments
- ISAs
- Investing for income
- Investment trusts
- OEICs
- Socially responsible investments
Savings
- Lump sum
- Regular savings
Insurance & protection
- Accident & sickness
- Critical illness
- Healthcare
- Income protection insurance
- Life insurance
- Payment protection insurance
Business
- Employee benefits
- Group pensions
- Group protection

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Meet our advisers

Laurence Sanderson BSc (Hons) DipPFS Cert CII (MP & ER)

Independent Financial Consultant

Qualifications & Accreditations Hide qualifications

G60 - Pensions (CII)

This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.

R04 - Pensions and Retirement Planning (CII)

This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.

CF6 - Certificate in Mortgage Advice (CII)

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

ER1 - Equity Release (CII)

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

R01 - Financial Services, Regulation and Ethics (CII)

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

Dip PFS - Personal Finance Society Diploma (PFS)

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

CF9 - Pensions Simplification (CII)

This examination assesses a knowledge and understanding of the Government’s simplified pension taxation regime which came into full effect on 6 April 2006 (A-Day). Eight tax regimes for pensions were reduced to one, radically affecting planning and transactions.

J06 - Investment Principles, Markets and Environment (CII)

At the end of this unit, candidates should be able to demonstrate an understanding of: how the economic environment and individual company performance affects investment performance and investment decision making; how risk is measured and managed; the main principles governing how to construct an investment portfolio; the range of investment management services, how their performance is evaluated and their regulatory environment.

R08 - Pensions Update Programme

This qualification assesses a knowledge and understanding of recent pension reforms and how the changes impact at-retirement advice.

FP1 - Financial services and their regulation (CII)

This exam accesses understanding of the financial services and their regulation.

FP2 - Protection, savings and investment products (CII)

This exam accesses understanding of protection, savings and investment products.

FP3 - Identifying and satisfying client needs (CII)

This exam accesses understanding of identifying and satisfying client needs.

AF7 - Pensions transfers (CII)

This qualification accesses the specialist knowledge and skills needed for advising on the transfer of safeguarded benefits

What our clients say

Appointing Sterling & Law to assist us with our automatic enrolment duties was definitely the right move. They worked through the process with us step by step and made what initially seemed a rather daunting task easily manageable. We can rest assured that we are fully compliant with the duties and responsibilities this new legislation places on employers now and going forward. Laurence, Kevin and the rest of the team could not have been more helpful, answering any queries promptly and visiting us on site when necessary. So I highly recommend Sterling & Law for the provision of “automatic enrolment” services to any employer.

Nick Chaplin - Hilbery Chaplin, Romford

"I received a totally first class service from Mr Sanderson. I've recommended him to friends and colleagues"

Noel, Norfolk

"I received a nothing but professional service from Laurence"

Alan Cooper, Hertfordshire

"Laurence has been fully professional throughout. he has provided excellent support with my pension scheme, above and beyond in my opinion"

Diane Cooper, Hertfordshire

"We asked Laurence for advice for our pension arrangements. His recommendations were clear and to the point, backed up by in-depth knowledge and research."

Karen, Wickford

"Laurence made the whole process easy to understand and stress free"

Tricia, Kent

"Laurence Sanderson provided us with a wealth of experience and knowledge regarding the pension market. Without him we would never have been able to make such an important decision at a time when this market was experiencing so many changes. We particularly value his expertise and his ability to explain complicated concepts. He is a very approachable and friendly financial adviser."

Stephen, Chelmsford

Where to find us

Hogarth Avenue, Brentwood, Essex, CM15 8BE

Make an enquiry

About us

Sterling & Law was established in 1997. Our client-first philosophy places you at the heart of everything we do.

Sterling & Law’s relationship with you is built on understanding your needs, goals and aspirations and what really matters to you.

We specialize in pensions and provide advice on pension transfers. Our focus is to provide a friendly, professional service.

As Independent Financial Advisers we are not tied to any financial institutions and it is our goal to provide you with the best possible financial solutions from the whole of the market. Being part of the Sterling & Law Group ensures that we have access to the high quality research facilities required to fulfil this objective.

Laurence Sanderson is the Brentwood Practice Principle and has worked in Financial Services for over 20 years, and has lived in Brentwood for over 30 years.

Our services

An established firm of experienced and highly qualified professionals providing independent financial advice to individuals and businesses, specifically in relation to pensions and investments. Advice is offered across all areas of personal and corporate financial planning.

As independent financial advisers we specialize in advising on pensions and investments, utilizing only the very best products and providers on the market. Initial consultations are free of charge and without obligation.

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We can advise you on

Pensions & retirement
- Annuity purchase
- Auto enrolment
- Pension consolidation
- Pension drawdown
- Pensions review
- Pensions transfer
Mortgages
- Equity release
Financial planning
- Wealth management
Investments
- Ethical investments
- ISAs
- Investing for income
- Investment trusts
- OEICs
- Socially responsible investments
Savings
- Lump sum
- Regular savings
Insurance & protection
- Accident & sickness
- Critical illness
- Healthcare
- Income protection insurance
- Life insurance
- Payment protection insurance
Business
- Employee benefits
- Group pensions
- Group protection

Advice methods

Telephone
Face to face

Special offers

Choose an Unbiased exclusive special offer:

Preferred clients

Minimum wealth (income/assets)

£100,000

Minimum pension value

£100,000

Minimum mortgage value

£0

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Contact options

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