Having reached the age of 47 years, I felt it was long over due to take a look at the performance and value of my pensions. My career to date had been transitional, so I had a number of ‘paid up’ pensions and a ‘final salary’ pension that I wanted to review. I needed to understand a) the value of these pensions, b) what growth if any they had achieved, c) what sort of management fees I was paying and d) how can I get the best return on these pensions with minimal risk. I was put in touch with Zachary Evans at Touchstone Investment Advisers, which began a very impressive and financially rewarding journey for me. Due to all the warnings and poor press over pension scams, I was naturally hesitant at the beginning but Zachary was professional and understanding, making sure I fully understood what my options were prior to making any informed decisions. Indeed, Zachary would take time out of his schedule to travel to my home and business to make sure everything was crystal clear to me before signing any papers. My pensions are now all managed via a SIPP and have exceeded expectations given the current financial climate. Not only have my pensions collectively performed better in a few months than over the past few years, I am now only paying one management fee. If you are considering pulling all your pensions together to create a nest egg for your future, I would highly recommend the professional standards and financial acumen of Zachary and his team.