I am in independent IT Contractor. My primary reason for contact was to put in place a private pension. Harjit provided me and my wife with advice regarding the approach to our existing pensions in terms of consolidation into a single fund or leaving them in their existing funds. This resulted in guidance towards a SIPP that we were both very happy with, and transfers were handled where deemed the correct approach. In addition, an insurance policy was put in place as per Harjit's guidance. The pension has been in place 3 months and is performing as expected. The outcome of having an SIPP in place is achieved. Really happy with the service. Multiple visits to ensure that the product was fit for purpose. Decided it was a good time to review a frozen pension and current pension scheme to look at best options for retirement in the future.

Harjit took time to find out and understand exactly what our needs were, what our current situation was and what our future plans were. He explained everything in great detail to help us make the right decisions for our circumstances Harjit also explained how using our savings to increase the pension pot would benefit us. We have now a product that meets our needs and understand what we need to do going forward. Our yearly review will be very helpful, and we feel confident with the product we have taken. Harjit couldn't really have done anything any better, we are totally satisfied with everything he has done so far. We were quite naive about pensions but not after Harjit had completed his review and recommendations.

Would highly recommendI had some money to invest and wanted some advice. Harjit was great, it was really helpful that he could come to me. The initial fact finding meeting went well to discuss objectives, and then the second get together to go over the proposals was really useful. Primarily I was getting advice on investments and pensions, which I have since taken up. As a first time investor and a very cautious one, Harjit was very clear and patient and took me through the whole process, I had a lot of questions and he always answered them in an understandable fashion, no jargon. Everything was very clear and there were no surprises. It's quite a recent investment, so we will see for the future, but so far so good. I'm very happy with the service provided.