When I first approached Unity Wealth Management I was coming out of work, getting close to retirement. By this time I’d already approached three financial advisers, none of whom had managed to deliver much in the way of good financial advice. They’d all let me down badly in terms of what they were offering. I had completely lost confidence in financial advice. However, I thought I’d give it one last try and I searched on the web. At the end of the day I had to do something for retirement and, despite my sceptical opinion of financial advice, Unity seemed like a viable place to start. What Unity helped me with most was with my pension funds. I had several different personal pension funds and had been told numerous times that there was no way that I could combine them." Greg felt that this wasn’t correct – he looked into it for me and managed to bring these together. It was all good, clear information and helped me to retire soon afterwards in a secure financial position."

We approached Unity as we were nearing our retirement. We wanted to really live our retirement to the full, so making sure we had enough money was essential. Travelling was always going to be a big part of our plan. We’d inherited some money so we needed to find a financial adviser who we trusted to advise us on how to invest it. Following a recommendation, we ended up signing up with Unity. We met Greg, our financial adviser, and he came across as friendly and somebody we could trust to do things properly. The whole firm had an air of professionalism which immediately made us feel comfortable. We always felt confident that they had our best interests at heart. " They used cash-flow modelling software to give us an accurate projection of how our finances will change over time. This was really interesting - when they did it for us they said that we could spend more money which was nice to hear."

I was 58 and looking to retire before 65. I didn’t know whether that was possible or not. I wanted to talk to someone about how to go about it. I approached Unity Wealth Management and Greg, my financial adviser at the firm, gave me the confidence that I could retire at 60 without heading towards financial disaster before we got to 75. Prior to Unity, my wife and I had a string of financial advisers who were happy to come to our house, drink our tea and then we’d barely hear from them again. These were really never terribly helpful. With Unity, things were different. From the start, Unity were very professional and highly approachable. The smaller feel of the firm made me feel as if my wife and I would be valued as clients. We met on their premises where Greg really illustrated the impact of the financial decisions we were making. He used software that let us visualise what our financial decisions would mean for our future.

I was aged 63 and looking at retiring soon – I just wasn’t sure how soon I’d be able to make the leap. After all, I was three years from getting my state pension. There was a gap that I had to cover. I decided I needed to get hold of an IFA. I wasn’t sure if any of my friends used one so I had a search online and found Unity through an online referral service. My wife and I came for an introductory chat with Unity. We felt that we would be able to retire in the next 12 months or so, but just wanted some confirmation. Because I have a number of different pensions, I was interested in the various options open to me. Our adviser, Greg, agreed to do a first level plan looking at what we would be able to do. He confirmed that I was able to retire and that we had a range of different options about what we would be able to do with the pensions we had available.