Fairstone Financial Management Ltd

Independent Financial Adviser  190 Roberttown Lane, Liversedge, WF15 7LF
First meeting at adviser's own cost
UK top-rated Independent Financial Planners specialising in pre and post retirement financial planning for individuals and small businesses
We can advise you on
check
Annuity purchase
check
Auto enrolment
check
Pension consolidation
check
Pension drawdown
check
Pensions & divorce
check
Pensions & retirement planning
check
Pensions review
check
Pensions transfer
check
SIPPs
check
Stakeholder
check
Wealth management
check
Ethical investments
check
ISA / Unit Trusts / OEICs
check
Investing for income
check
Investment trusts
check
OEICs
check
Offshore investments
check
Socially responsible investments
check
Unit trusts
check
Lump sum
check
National savings
check
Regular savings
check
Savings for children
check
School fees planning
check
Critical illness
check
Healthcare
check
Income protection insurance
check
Life insurance
check
Small business
check
Capital gains tax
check
Estate planning
check
Income tax
check
Taxation planning
check
Corporate pension
check
Employee benefits
check
Group ISA
check
Group Pension/Stakeholder
check
Group Protection/Life Insurance
check
Group critical illness
check
Group income protection
check
Group life insurance
check
Group private medical insurance
check
Group risk
check
Long term care
Response rating
7.0/10
check
FCA authorised
Last authorised 14th June 2021
Meet our advisers
MR Jonathan Garnett
Independent Financial Planner

This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.

This qualification assesses a knowledge and understanding of an ability to analyse financial protection planning issues.

This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.

This qualification helps advisers develop and demonstrate their financial planning capabilities. 

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.

This qualification develops advanced technical knowledge and understanding across a broad range of key advisory areas.

This qualification accesses the specialist knowledge and skills needed for advising on the transfer of safeguarded benefits

MR Ray Garnett
Business Principal

This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.

This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.

This examination assessed a knowledge and understanding of investments and an ability to advise individual clients on the construction of investment portfolios to meet both their current and foreseeable future needs.

MR Darron Whitehead
Business Principal

This examination assesses a knowledge and understanding of the Government’s simplified pension taxation regime which came into full effect on 6 April 2006 (A-Day). Eight tax regimes for pensions were reduced to one, radically affecting planning and transactions.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.

This qualification helps advisers develop and demonstrate their financial planning capabilities.

About us

We are a family business who believe great financial advice is at the core of building a more certain financial future for all our clients. We have a team of highly qualified Financial Planners with access to the most up-to-date technology, to ensure we provide you with peace of mind that your financial future is more secure as a result of working with us. Combined, our team has over 60 years' experience.

We specialise in providing face-to-face investments, pensions and protection advice. Our strategic business planning team can help companies increase profits and control their taxes. We are remunerated by a choice of retainer; fee or commission.

We have been independently voted as one of the top IFAs in the UK.

Our services

We offer a holistic financial wealth review service to increase your Pension and Investment assets, through proven and well established Investment Portfolios. At our expense, we will carry out a comprehensive Pension and Investment Performance Review to make sure your current plans meet your risk profile, performance, flexibility and expectations.

Where to find us
Head office address: 190 Roberttown Lane, Liversedge, WF15 7LF
Preferred clients
Minimum wealth (income/assets)
£0
Minimum pension value
£0
Minimum mortgage value
£0
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
  • phoneButton
    Telephone
  • mouse
    Online (Live chat, video, email)
  • icons
    Face to face
Response rating
7.0/10
check
FCA authorised
Last authorised 14th June 2021

Similar advisers near you

Restricted - whole of market 0.15 mi
We offer a specialist advised service covering all your options at retirement, including Annuities, Flexible Drawdown, and Defined Benefit transfers. We also offer a full financial planning service incorporating Inheritance Tax Planning, Investment Advice
 
Independent Financial Adviser 0.19 mi
We put you in a position where you can make informed decisions about your money. Simple and transparent.
 
Independent Financial Adviser 0.2 mi
Independent, client-focused financial advice. Friendly, professional and trusted.
 
Independent Financial Adviser 0.22 mi
Our dedicated team will be happy to discuss ways to meet your individual needs, ensuring your long term financial security