This qualification assesses a broad understanding of the principles of private client investment within the context of the current regulatory environment
FCSI membership is full membership of the CISI, and denotes an outstanding commitment to achieving the highest levels of knowledge, skills and behaviour. It is awarded to those with a suitable combination of qualifications and experience.
This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.
This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.
To achieve the Fellowship grade, individuals would be required to have 10 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.
This examination assesses a knowledge and understanding of the Government’s simplified pension taxation regime which came into full effect on 6 April 2006 (A-Day). Eight tax regimes for pensions were reduced to one, radically affecting planning and transactions.
Having achieved the APFS designation, advisers can go onto to achieve this recognisable benchmark of quality and ethical practice for financial services professionals, elevating financial planning and advice in the public eye to the same standing as other Chartered professions. The holder must demonstrate a combination of experience, financial qualifications, ongoing educational activity (continuous professional development) and ethical behaviour.
This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.
This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, lifetime mortgage products, repayment options and the giving of mortgage advice.
To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.
This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.
This qualification assessed a knowledge and understanding of portfolio investment management.
This examination assessed a knowledge and understanding of investments and an ability to advise individual clients on the construction of investment portfolios to meet both their current and foreseeable future needs.
This examination assessed knowledge and understanding of income generating options and applying the knowledge to retirement planning situations.
This examination assessed knowledge and understanding of the range of investments available for planning of pensions and to be able to apply the construction of a pension portfolio management for a client.
This examination assesses a knowledge and understanding of the legislative and regulatory position of home reversion plans and their place in the advice process.
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
This examination assesses a knowledge and understanding of financial protection plans.
This examination assesses a knowledge and understanding of investment products and the risks involved.
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.
This examination demonstrated that the individual has a knowledge and understanding of all financial planning aspects of running a business and an ability to advise clients appropriately.
Walden Capital is a Chartered Financial Planning practice which was created as a result of our board’s disappointment with Private Banks and Financial Advisors. We concluded that these firms were more concerned with generating fees and commissions for themselves, rather than providing the committed service that successful, busy individuals and their families require.
We are independent, our advice is impartial and our fee structure is transparent. At Walden Capital our approach is simple: we build trusted relationships and focus all our energies on helping you achieve your life goals, whatever they may be.
We take a highly consultative approach to wealth management and our very successful model portfolios form the basis of the personalised strategic plans we create to meet our clients’ individual needs.
We are signatories to the Chartered Insurance Institute Pension Transfer Gold Standard code of conduct to ensure we meet the very stringent regulatory requirements in this area.
Our transformative approach to Wealth Management will simplify the complexity of your financial life. We offer:-
• Investment planning including ISAs, LISAs, and JISAs
• Pension planning for retirement
• Tax efficient investments
• Enterprise Investment Scheme (EIS)
• Venture Capital Trust (VCT) investment
• Minimising Inheritance Tax and optimising succession planning
• Releasing equity from your home for income or other reasons
• Mortgages for home purchase or refinancing
• Pension Transfers from Defined Benefit and Money Purchase schemes.
• We are Pension Transfer Specialists
• Personal insurance planning and implementation
We offer highly successful model portfolios designed to use covariance optimisation and provide excellent performance at low cost.
We utilise cash flow modelling to provide deep insights into your needs and aspirations to build a sustainable financial plan that puts you in command of your own future.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Walden Capital Ltd is Authorised and Regulated by the Financial Conduct Authority under reference number 491834.
Walden Capital Ltd is a Limited Company registered in England & Wales number 6458084.
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