Wealthmasters Financial Management Ltd

Independent Financial Adviser  Edwards Business Park, Pontyclun, Rhondda Cynon Taff, CF72 8QZ
First meeting at adviser's own cost
Tony is a Chartered Financial Planner and Fellow of the Personal Finance Society with 30 years industry experience of managing clients wealth. He was one of the first advisers in the UK to achieve Chartered Financial Planner status.
We can advise you on
check
Defined benefit
check
Pension consolidation
check
Pension drawdown
check
Pensions & divorce
check
Pensions & retirement planning
check
Pensions review
check
Pensions transfer
check
SIPPs
check
Wealth management
check
Ethical investments
check
ISA / Unit Trusts / OEICs
check
Investing for income
check
OEICs
check
Offshore investments
check
Socially responsible investments
check
Unit trusts
check
Lump sum
check
Regular savings
check
Estate planning
Response rating
9.0/10
check
FCA authorised
Last authorised 14th June 2021
Meet our advisers
Mr Tony Thomas
Chartered Financial Planner

To achieve the Fellowship grade, individuals would be required to have 10 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.

Accreditations
Chartered Financial Planner
What our clients say
If you are looking for tailored financial advice about how to prepare (financially) for retirement, look no further than Tony. After just a one hour initial consultation, I now have a clear plan on how to fill the small gap between the money that I have to retire on and the money that I need to retire on. Tony’s approach is thorough, patient and understanding – everything that you need a financial planner to be. He asked me exactly the right questions and very quickly came up with a number of options that I have now implemented. Talk to Tony now, before it’s too late!
Jane, London
I had a couple of pensions and wanted to be able to put the pensions into the most profitable scheme and draw down money in the most cost efficient way. Tony did a full financial review of my circumstances, including my aspirations, and came back with some options, including what has turned out to be a very effective new pension
Peter, Usk
I had a long financial advice session with Tony and to be honest I wish I’d found him years ago! Not only did he help me unravel my current situation, he also gave me some practical steps that could be actioned right now. He broke everything down into achievable tranches, and immediately took away the feeling of huge overwhelm I had around financial planning for the now and the future. He listened with complete empathy and tailored everything to help my personal situation. There was no jargon, no complicated advice, just an easy comfortable environment that he created, which immediately put me at ease. Would highly recommend!
Emma, London
Tony Thomas was first referred to us by a friend and, after his initial visit, we agreed to take his advice. Since then our investment has grown in line with his estimates. Further investments have been made and we are delighted with their performance too. Tony has always been prompt in responding to our queries and has never pressured us into a decision. His advice has been invaluable and we have no hesitation in recommending him.
Tom F, Brecon
"Tony has given me very sound advice prior to me taking early retirement. I would recommend Tony to anyone seeking similar advice".
Martin, Pontypridd
I was coming up to retirement and needed to make some important decisions about my future needs Tony provided me with a complete overview of my financial situation now and going forward, which enabled me to make informed decisions about my investments and pensions. With Tony's help I have been able to retire knowing that my financial needs are more than covered by the investments and pensions that Tony put into place for me.
Steve M, Pontyclun
Overall Rating: 4.3 Quality of Advice: 5.0 Quality of Service: 5.0 Value for Money: 3.0 What were the circumstances that caused you to look for a financial adviser? needed someone to advise on investments How did Tony Thomas help you? He provided advice on how best to invest bearing in mind my circumstances, and how to optimize my tax position Have you seen the outcome you were hoping for? Largely yes. Solid growth without huge risk.
Jim, Bewdley
5 out of 5 What were the circumstances that caused you to look for a financial adviser? I wanted to move some of my pension pot and I received a recommendation from a friend that Tony could be the person to assist. How did Tony help you? Moved my SIPP pension and ISA to maximise performance. Also assisted in recouping monies paid into an inappropriate fund. Have you seen the outcome you were hoping for? Generally yes. What could they have done better? His service I cannot fault. However there were some issues with companies that we have used for investments that were disappointing however these were not Tony's direct responsibility and he was always helpful in
Andrew B, Hay-on-Wye
Overall Rating: 5 Quality of Advice: 5.0 Quality of Service: 5.0 Value for Money: 5.0 What were the circumstances that caused you to look for a financial adviser? We wanted a financial adviser to help us make the best decisions possible with regard to our savings. Our aim was to ensure we had sufficient savings/investments to meet expenditure during our retirement, including social care and to supplement pension income as appropriate. How did Tony Thomas help you? Tony undertook a thorough needs analysis of us to inform profiles of our investment strategies. He undertook detailed research into possible investments which would meet these strategies. Our profiles have been reviewed on a regular basis. We have discussed with Tony possible alternative investments to those he has advised and we have pursued these ourselves - thus he has respected our decision to make our own judgments with a sharper focus on our values and interests. Have you seen the outcome you were hoping for? Yes. Very good advice which has been instrumental in achieving our overall aims. What could they have done better? Can't think of anything
John D, Llantwit Major
Overall Rating: 5 Quality of Advice: 5.0 Quality of Service: 5.0 Value for Money: 5.0 What were the circumstances that caused you to look for a financial adviser? Initially, I wanted to release my defined contribution pension pot from my ex-employer and change it to a scheme where I could draw down payments as and when required. How did Tony Thomas help you? Throughout, Tony has given us the tools to identify our needs and establish our approach to levels of risk, ensuring we understand and are comfortable with our choices, resulting in us being more relaxed about the whole process. This was evident at our first review meeting. Have you seen the outcome you were hoping for? Yes, during the annual review, performance was much as expected whilst continuing to provide a monthly draw down, verifying our earlier decision. What could they have done better? Nothing. We are happy with the decision to use a financial adviser, and in particular have found Tony’s experience and professional yet personable approach, easy to understand.
David, Bridgend
Overall Rating: 5 Quality of Advice: 5.0 Quality of Service: 5.0 Value for Money: 5.0 What were the circumstances that caused you to look for a financial adviser? I wanted a better return on my pension. How did Tony Thomas help you? Detailed evaluation of my needs and wants coupled with great advice. Have you seen the outcome you were hoping for? Absolutely. What could they have done better? Nothing
Peter, Usk
Overall Rating: 5 Quality of Advice: 5.0 Quality of Service: 5.0 Value for Money: 5.0 What were the circumstances that caused you to look for a financial adviser? Retirement planning, pension investment advice. How did Tony Thomas help you? Experienced advice with full range of options clearly explained. Have you seen the outcome you were hoping for? Yes. What could they have done better? In my opinion, the service supplied by Tony Thomas could not be bettered.
John, Cardiff
Overall Rating: 4.7 Quality of Advice: 5.0 Quality of Service: 5.0 Value for Money: 4.0 What were the circumstances that caused you to look for a financial adviser? Have had one for many years but needed to consolidate after the death of my partner How did Tony Thomas help you? Optimising current investments and advice on inheritance and pension planning Have you seen the outcome you were hoping for? Too early to really tell but investments growing pretty well so far What could they have done better? Perhaps a follow up contact every 6 months or so?
Nicky, Raglan
Overall Rating: 5 Quality of Advice: 5.0 Quality of Service: 5.0 Value for Money: 5.0 What were the circumstances that caused you to look for a financial adviser? I wanted a review of the plans I had personally put in place by someone who actually knew what they were doing How did Tony Thomas help you? Tony asked first about the financial goals I had, then reviewed the current arrangements and then proposed a number of changes and options. Have you seen the outcome you were hoping for? I am happy with my new plan What could they have done better? I am not really sure. I've not had a financial adviser before and there's nothing that is making me think I will seek out another one.
Richard, Llantwit Major
Overall Rating: 5 Quality of Advice: 5.0 Quality of Service: 5.0 Value for Money: 5.0 What were the circumstances that caused you to look for a financial adviser? planning for retirement How did Tony Thomas help you? setting up secure investment portfolio Have you seen the outcome you were hoping for? yes What could they have done better? nothing really as the information and advise were thorough
Steve, Cardiff
Overall Rating: 5 Quality of Advice: 5.0 Quality of Service: 5.0 Value for Money: 5.0 What were the circumstances that caused you to look for a financial adviser? Financial planning and control of my pension How did Tony Thomas help you? Transferred my workplace pension into a private pension plan Have you seen the outcome you were hoping for? Yes What could they have done better? Nothing could have been better ir mire informative or professional
Helen, Tonyrefail
Overall Rating: 4.3 Quality of Advice: 4.0 Quality of Service: 5.0 Value for Money: 4.0 What were the circumstances that caused you to look for a financial adviser? Our financial affairs are quite complicated. My husband was an accountant but increasing ill health meant that I had to hold the reins for both of us and Tony filled the bill admirably. How did Tony Thomas help you? He showed us how to organise our money so that we put aside some for rainy days. He is good at giving clear explanations. Have you seen the outcome you were hoping for? Yes as far as is possible but life has changed with the death of my husband. However, I have great confidence in Tony that he will guide me in the best way possible. What could they have done better? Can't think of any thing so far because life has taken so many changes in the last year.
Lizzie, Exeter
Overall Rating: 4 Quality of Advice: 4.0 Quality of Service: 4.0 Value for Money: 4.0 What were the circumstances that caused you to look for a financial adviser? Not an area I can deal with myself How did Tony Thomas help you? Discussed all the various options. Have you seen the outcome you were hoping for? Long term goals. What could they have done better? Nothing I can think of.
Lesley, Abergavenny
Overall Rating: 5 Quality of Advice: 5.0 Quality of Service: 5.0 Value for Money: 5.0 What were the circumstances that caused you to look for a financial adviser? I hate anything to do with finances and it was all getting too much for me. How did Tony Thomas help you? By providing excellent advice and listening to what my husband and I wanted in terms of investments - reasonable rates of return from ethical companies. Have you seen the outcome you were hoping for? Yes. What could they have done better? I haven't got the knowledge to answer that question. I have been very satisfied with his services.
Heledd, Cardiff
Overall Rating: 5 Quality of Advice: 5.0 Quality of Service: 5.0 Value for Money: 5.0 What were the circumstances that caused you to look for a financial adviser? Secure investments for long term growth How did Tony Thomas help you? He outlined what was available and has continued to give us sound advice over many years. Have you seen the outcome you were hoping for? Yes and we are pleased with the results What could they have done better? I cannot see that he could have done anything better as we always have reviews and he will listen to our needs and expectation
Cary, Gowerton
Overall Rating: 5 Quality of Advice: 5.0 Quality of Service: 5.0 Value for Money: 5.0 What were the circumstances that caused you to look for a financial adviser? Became eligible for age related retirement How did Tony Thomas help you? Provided advice on my pension options Have you seen the outcome you were hoping for? Too soon to say
Debbie, Treorchy
Overall Rating: 4.3 Quality of Advice: 5.0 Quality of Service: 5.0 Value for Money: 3.0 What were the circumstances that caused you to look for a financial adviser? I looked for a financial advisor following my divorce. How did Tony Thomas help you? Tony has always taken great care in explaining things to me in a way that I understand. He understands my family dynamics and has planned carefully for my future retirement which I am now able to enjoy. Have you seen the outcome you were hoping for? Absolutely there have been no surprises. What could they have done better? N/A
Clare, Maids Moreton
Overall Rating: 5 Quality of Advice: 5.0 Quality of Service: 5.0 Value for Money: 5.0 What were the circumstances that caused you to look for a financial adviser? Pension review How did Tony Thomas help you? Transfer all my pension together so I can have income Have you seen the outcome you were hoping for? Yes Tony invested my pension. I'm happy with What could they have done better? Nothing
Chris, Tonyrefail
Overall Rating: 4.7 Quality of Advice: 5.0 Quality of Service: 5.0 Value for Money: 4.0 What were the circumstances that caused you to look for a financial adviser? Retirement planning How did Tony Thomas help you? Structure and planning Have you seen the outcome you were hoping for? In operation What could they have done better? All good
Chris S, Magor
Overall Rating: 5 Quality of Advice: 5.0 Quality of Service: 5.0 Value for Money: 5.0 What were the circumstances that caused you to look for a financial adviser? Change to works pension. How did Tony Thomas help you? Proper and impartial advice on how to re invest my pension pot. Have you seen the outcome you were hoping for? Yes, very pleased with the outcome.
Christian, Magor
Overall Rating: 5 Quality of Advice: 5.0 Quality of Service: 5.0 Value for Money: 5.0 What were the circumstances that caused you to look for a financial adviser? I had to seek independent advice due to the value of my pension fund How did Tony Thomas help you? Tony helped me with sound practical advice giving me all the various options open to me with no pressure involved Have you seen the outcome you were hoping for? Yes What could they have done better? Nothing, as an ex financial adviser myself I asked all the appropriate questions and received the service I expected.
Allan, Llantwit Fardre
Overall Rating: 5 Quality of Advice: 5.0 Quality of Service: 5.0 Value for Money: 5.0 What were the circumstances that caused you to look for a financial adviser? We my wife and I hav had numerous Financial Advisors , with different Portfolio Companies when thy have been acquired by other Compaies How did Tony Thomas help you? Tony has been our Financial advisor for a number of years and we consider him A loyal friend and very capable Advisor ,Who has a courteous and careing manner ,He is always available and willing to help Have you seen the outcome you were hoping for? Very much so we have a monthly income and Satisfactory Portfolios What could they have done better? We cannot think of any improvement that would make Tony a better Advisor or more helpful Financial Consultant ,He has become a most welcome Constant in our lives
Geoff, Porthcawl
Overall Rating: 5 Quality of Advice: 5.0 Quality of Service: 5.0 Value for Money: 5.0 What were the circumstances that caused you to look for a financial adviser? We have known Tony for many years and sought his help following family illness that led to us needing extra help with financial matters. How did Tony Thomas help you? He has helped us with investing pensions and setting up a trust fund for the family in future years. We are still working on inheritance planning. Have you seen the outcome you were hoping for? Partly, but it's a work in progress.
Julia, Llantrindod Wells
Overall Rating: 5 Quality of Advice: 5.0 Quality of Service: 5.0 Value for Money: 5.0 What were the circumstances that caused you to look for a financial adviser? My pension was maturing and I needed advice on the options available. How did Tony Thomas help you? Tony was very knowledgeable, professional and great customer service. He investigated the options and laid out the pros and cons of each. Have you seen the outcome you were hoping for? Yes, delighted with the outcome. What could they have done better? Tony did more than expected, and I can't think of anything he could have done better.
Alan, Lisvane
Overall Rating: 5 Quality of Advice: 5.0 Quality of Service: 5.0 Value for Money: 5.0 What were the circumstances that caused you to look for a financial adviser? My husband and I decided it was time to ensure that we were on track to be able to enjoy our retirement. How did Tony Thomas help you? Tony reviewed everything that we have in place and agreed that we have a good basis which we will continue to build on with Tony's advise Have you seen the outcome you were hoping for? I am confident that we will see the outcome that we are hoping for. What could they have done better? Nothing, Tony listened to our plans and gave the advise that will assist those plans
Kath, Bargoed
Overall Rating: 5 Quality of Advice: 5.0 Quality of Service: 5.0 Value for Money: 5.0 What were the circumstances that caused you to look for a financial adviser? Pension review How did Tony Thomas help you? Called to property and spent over 2 hours advising on various options Have you seen the outcome you were hoping for? Yes. What could they have done better? Nothing comes to mind all options covered.
Russell, Porth
Overall Rating: 5 Quality of Advice: 5.0 Quality of Service: 5.0 Value for Money: 5.0 What were the circumstances that caused you to look for a financial adviser? Very disappointed with previous pension provider. How did Tony Thomas help you? Explained my financial situation and gave advice on the best way forward professionally and in a fiendly manner. Have you seen the outcome you were hoping for? yes
Diane, Peterson-Super-Ely
I needed to invest money for my retirement and to maximize my savings. Tony is very knowledgeable in what I needed and helpful in explaining what my options were and very pleased with the results. He was helpful and knowledgeable.
Phil, Tylorstown
We had been advised by a family member, now deceased. We needed someone with expert knowledge to guide our decisions. Tony has helped us through a number of important decisions and has helped us adapt quickly and efficiently as our circumstances have changed. Given the volatile nature of financial investments we are confident that the outcome is amongst the best possible. We are happy with Tony’s work.
Robert, Pontypridd
We had a combination of funds inherited and generated by pension income which required investment advice and proper professional management, which Tony provided that was tailored to our individual ethical needs. We are very happy with the outcome.
Steve, Talbot Green
About us

Tony Thomas is a Chartered Financial Planner and part of a team of professional Independent Financial Advisers specialising in Pensions, Retirement, Investments and Wealth Management. We are holders of the Gold Standard Pension Transfer Award by the Personal Finance Society. Tony is also the Chartered Champion for the South Wales region of the Personal Finance Society.

The team has 100+ combined years of expertise in managing people’s Retirement and Wealth Management Needs

Our services

Our core service is wealth management. This in turn is made up of several related areas, which include:
• Investment planning
• Discretionary portfolio management
• Pre & post retirement planning
• Final Salary Pension Transfer Advice
• Defined Benefit Pension Transfer Advice
• Pension Switches
• Inheritance tax planning
• Tax-led solutions

Where to find us
Head office address: Edwards Business Park, Llantrisant, Pontyclun, Rhondda Cynon Taff, CF72 8QZ
Preferred clients
Minimum wealth (income/assets)
£100,000
Minimum pension value
£100,000
Minimum mortgage value
£0
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
  • phoneButton
    Telephone
  • mouse
    Online (Live chat, video, email)
  • icons
    Face to face
Response rating
9.0/10
check
FCA authorised
Last authorised 14th June 2021

Similar advisers near you

Independent Financial Adviser 2.18 mi
We provide independent advice on investments, pensions, tax-planning and protection, working with private and corporate clients primarily in South Wales.
 
Independent Financial Adviser 2.47 mi
We are a client centered practice where the whole team provides the independent service our clients expect and deserve.
 
Independent Financial Adviser 3.83 mi
Penguin are still open for business during the current pandemic. If the crisis has caused you to think more about your financial position then please contact Penguin to find out more about how to protect your wealth, what insurance and policies can be put in place, and how to get your money to work harder for you. You can now book a 15-minute Self-Audit call with a member of our Advice Team via the contact details below: Call: <phone number hidden> Email: <email address hidden> Visit: <url hidden> The best Financial Adviser firm in Wales - as voted by Citywire's New Model Adviser, Professional Adviser and VouchedFor. Authors.
 
Independent Financial Adviser 4.15 mi
Specialists in providing Independent Financial Advice on Investments, Pensions and Protection Insurance, for both individual and corporate entities.