White Oak Financial Planning

Independent Financial Adviser  White Oak Financial Planning, Chester Business Park, Chester, CH4 9QR
First meeting at adviser's own cost
We pride ourselves on being honest, impartial and easy to talk to.
We can advise you on
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Annuity purchase
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Auto enrolment
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Buy my next home
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Buy to let
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Buying first home
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Equity release
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Flexible mortgages
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High loan to value
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Next home / Remortgaging
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Right to buy
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Self-employed mortgages
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Offshore investments
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Socially responsible investments
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Traded endowment policies
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Savings for children
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School fees planning
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Critical illness
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Healthcare
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Income protection insurance
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Life insurance
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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EEA
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Rest of world
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Corporate pension
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Employee benefits
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Group ISA
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Group Pension/Stakeholder
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Group Protection/Life Insurance
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Group critical illness
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Group income protection
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Group life insurance
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Group private medical insurance
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Long term care
Response rating
9.0/10
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FCA authorised
Last authorised 26th July 2021
Meet our advisers
MR Tom Wilcox-Jones
Director

This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.

Having achieved the APFS designation, advisers can go onto to achieve this recognisable benchmark of quality and ethical practice for financial services professionals, elevating financial planning and advice in the public eye to the same standing as other Chartered professions. The holder must demonstrate a combination of experience, financial qualifications, ongoing educational activity (continuous professional development) and ethical behaviour.

This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, lifetime mortgage products, repayment options and the giving of mortgage advice.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

This examination assesses the candidate to develop in depth financial planning skills related to personal tax and trusts.

This examination assesses a knowledge and understanding of the legislative and regulatory position of home reversion plans and their place in the advice process.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This examination assesses a knowledge and understanding of financial protection plans.

This examination assesses a knowledge and understanding of investment products and the risks involved.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.

At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individuals liability to UK tax.

At the end of this unit, candidates should be able to demonstrate an understanding of the: legal principles associated with the creation and management of a trust; main types of trusts that are common in the UK; taxation considerations relevant to trusts.

Accreditations
Chartered Financial Planner
What our clients say
Tom was extremely thorough in determining my personal circumstances before giving me impartial financial advice. He took the time to explain my options, ensuring that I understood all the potential outcomes, both negative and positive. I received the report and recommendations in a timely manner, without the process being rushed. Tom was available to answer all my questions, which he did with great clarity. Consequently, I am very happy with the advice received and I have confidence in the products recommended to me.
Carl, Cheshire
Tom was very approachable, he really took the time to understand our situation which made us feel comfortable. The advice we received was clear easy to understand and we feel very happy with the outcome.
Katy Pelling-Jones, Manchester
Tom advised me on my plans for retirement. Although my retirement isn't for a couple of years I now feel much more comfortable that I'm on track to retire when I want. I found Tom easy to talk to and understood the advice.
Patricia Pearson, North Wales
Tom reviewed our circumstances and retirement goals and recommended a pension provider that would work with us whilst abroad. He walked us through each step and clearly explained our options. We received our tax free cash and the rest of our pension is in a plan that meets our goals and needs. He was extremely responsive to any queries we had
Ewan, Cheshire
About us

White Oak Financial Planning Ltd - Independent Financial Planners based in Chester and London.

Our services

Specialists in retirement planning, wealth management/investing and inheritance tax planning/trusts.

Typically we work with wealthy individuals who are looking to ensure their finances are working efficiently. We build long lasting relationships with clients making sure that their money is invested properly, that they are being tax efficient and ultimately that their finances are 'working hard'.

Where to find us
Head office address: White Oak Financial Planning, Regus House, Herons Way, Chester Business Park, Chester, CH1 3NS
Service coverage
Preferred clients
Minimum wealth (income/assets)
£50,000
Minimum pension value
£100,000
Minimum mortgage value
£125,000
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
  • phoneButton
    Telephone
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    Online (Live chat, video, email)
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    Face to face
Response rating
9.0/10
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FCA authorised
Last authorised 26th July 2021

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