YorWealth Ltd

Independent Financial Adviser  Studio 7, Forest Farm Business Park, York, YO19 4RH
First meeting at adviser's own cost
YorWealth help clients and their families plan for a better future. We play a crucial role in helping our clients understand what they want, when they want it, and how to get there.
We can advise you on
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Annuity purchase
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Auto enrolment
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Offshore investments
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Socially responsible investments
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Traded endowment policies
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Savings for children
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School fees planning
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Critical illness
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Healthcare
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Income protection insurance
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Life insurance
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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Long term care
Response rating
7.0/10
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FCA authorised
Last authorised 13th September 2021
Meet our advisers
Mrs Katie Machin
Financial Planner

To achieve the Fellowship grade, individuals would be required to have 10 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

At the end of this unit, candidates should be able to demonstrate an understanding of: the main legal forms of business and how they are set up and managed; the consequences of bankruptcy or insolvency; business accounts and financial controls; the taxation of each type of business entity, its owners and employees; the main legal responsibilities businesses have to employees, suppliers and customers.

This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.

This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

This examination assesses the candidate to develop in depth financial planning skills related to investments and the management of investment portfolios.

This qualification assesses a knowledge and understanding of the regulatory and practical implications of the Treating Customers Fairly initiative.

This examination assesses the candidate to develop in depth financial planning skills related to personal tax and trusts.

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.

At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individuals liability to UK tax.

Accreditations
Chartered Financial Planner
Mr Simon Cowley
Financial Planner

This postgraduate finance qualification covers the areas of securities, investment, compliance, derivatives, corporate finance and operations. It provides flexibility and choice, enabling candidates to concentrate on areas relevant to their chosen career path

This qualification assesses a broad understanding of the principles of private client investment within the context of the current regulatory environment

FCSI membership is full membership of the CISI, and denotes an outstanding commitment to achieving the highest levels of knowledge, skills and behaviour. It is awarded to those with a suitable combination of qualifications and experience.

Mr Oliver Smyth
Financial Planner

This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.

This qualification assesses a knowledge and understanding of an ability to analyse financial protection planning issues.

This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.

This qualification helps advisers develop and demonstrate their financial planning capabilities. 

This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.

This examination assesses the candidate to develop in depth financial planning skills related to personal tax and trusts.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.

What our clients say
We find Katie very amenable, patient and personable
Jan, York
Katie guided me through the options and was very clear and transparent in her approach
Ben, Leeds
We are very happy with the service that we have received
William, York
Katie was extremely helpful and had a wonderful personable approach that made one feel at ease. She met with me on a number of occasions to explore the options available. She was careful and considered. She took time to understand my situation and needs, offering relevant options.
Jane, York
Katie provided excellent guidance on retirement options available and gave me clear and concise advice which has proved invaluable . I continue to see Katie for an investment and pension review on a regular basis.
Derek, Preston
Simon explained the options/process/charges and assisted with Transfer of my Pension. He was very helpful and helped me feel confident when making my decisions.
Sally, York
Simon has been absolutely fantastic through the process. From outset and our initial meeting he took the time to understand my specific circumstances and explored all options to help. Despite being based in Leeds and me in Sheffield Simon took the time to visit and really gave that personal touch.
Dan, Sheffield
Simon was fantastic from the start, he's really personable and we quickly built up a quick rapport. We went through all of our finances with him and he clearly explained all of our options simply so we could easily understand what would be best for us. For the transfers to the new investment platform, Simon tracked these rigorously and regularly chased up all involved parties to ensure the transfers were as smooth as they could be - we experienced a number of delays with other parties, but through Simon's chasing these were resolved and he was in regular contact throughout. This contact is continuing regularly and Simon is keeping us well informed of our current investments. And I know that if I've any financial queries in the future I can ask Simon and he'll help
Sam, York
Simon made it all really straightforward, I was sceptical of financial advisers as I thought they would take too technically to me. Simon helped me plan my future in and easy to understand manner, and now I have a plan!
David, York
Since the Corona virus situation started just as my last review was taking place my finances changed rapidly and Simon has kept me updated several times via email and phone calls to keep me informed of the stock markets and explaining what was happening and reassured me that he would keep me informed of the rapidly changing situation of the stock markets. Previous to the out break Simon has contacted me when reviews have been due and given me advice when I have called him.
Christine, York
Very impressed with Yorwealth and Simon Cowley, their handling of my investments and pension has been exemplary, I can’t recommend them enough.
Chris, huddersfield
I have worked with Olly and been advised by him. He is always open and honest and ensures I am comfortable with where my finances are and how they are going to work for me. He has never pushed his agenda onto me and gives me time to think about thinks, to talk to my partner which I really value.
Daniel, York
Our services

At YorWealth we seek to be both knowledgeable and approachable for our customers.
You will not see a "pinstripe suit" in sight, but a family orientated company, with the customers needs and goals central to everything we do.

Where to find us
Head office address: Studio 7, Forest Farm Business Park, Fulford, York, YO19 4RH
Service coverage
Preferred clients
Minimum wealth (income/assets)
£51,000
Minimum pension value
£51,000
Minimum mortgage value
£0
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
  • phoneButton
    Telephone
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    Online (Live chat, video, email)
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    Face to face
Compliance

YorWealth Ltd is an appointed representative of Hexagon Wealth Limited which is authorised and regulated by the Financial Conduct Authority. The firm is registered in England and Wales No. 12938859 and its registered office is Studio 7, Forest Farm Business Park, Fulford York, YO19 4RH

Response rating
7.0/10
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FCA authorised
Last authorised 13th September 2021

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