Clever Mortgages

Mortgage broker  Kempton house, Grantham, NG31 7LE
Clever Mortgages specialise in helping people with low credit or who have struggled to find the perfect mortgage. We've helped 1000's of customers get their dream property or raise funds to extend their homes.
We can advise you on
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Bad credit
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Buy my next home
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Buy to let
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Buying commercial property
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Buying first home
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Equity release
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High loan to value
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Mortgage protection
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Next home / Remortgaging
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Right to buy
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Self-employed mortgages
Response rating
7.0/10
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FCA authorised
Last authorised 13th September 2021
Meet our advisers
Michelle Neville
Miss Christie Buck
Mortgages Broker

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

Miss Laura Connor
Mortgage Broker

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

Mrs Sarah Tinkler
Mortgage Broker

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

Miss April Angeloni
Mortgage Broker

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

Mrs Alison Tetlow

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

Miss Sarah Mascot

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

Mr Richard Bowyer
Protection Specialist

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

What our clients say
Absolutely brilliant service from start to finish. I’m a first time buyer and both Sarah and Karli were so helpful and professional, always there to answer my questions. It made the process much more streamlined and I would highly recommend them to anyone and will definitely use Clever Mortgages again.
Anna Tselpanova, Great Britain
This company exceeded my expectations by a mile throughout the whole process. I had thought about shopping around myself for a remortgage but I wasn’t seeing many good rates and really didn’t have the time or inclination to fill in all my information many times over so decided to give Clever Mortgages a try after I came across them by chance. They went above and beyond to secure me an excellent rate and dealt with everything really efficiently from start to finish. I never once had to phone them for an update because they phoned regularly to keep me informed of progress and to advise of the next steps. If they tell you they’ll call you back on a certain day/time, then they do. If you’re looking for a mortgage or remortgage where it’s all done for you for a very reasonable affordable fee and the people are really nice and professional to deal with, I’d 100% recommend these guys. I’ll definitely be using them again because I genuinely could not find a single fault with them.
Lindyloux74, Great Britain
We can’t thank the team at Clever Mortgages enough. Christie, Karli and the entire team were helpful and supportive throughout the entire process and we finally have the keys and have moved into our new home. We will definitely be using them again when we come to remortgage.
MrsK, Great Britain
About us

We specialise in assessing an individual’s situation, and finding the right mortgage solution for them. Poor credit ratings can be seen as a barrier when trying to get a mortgage. Clever Mortgages don’t see it this way and specialise in helping those with bad credit secure a mortgage whether you are looking at buying a house or remortgaging.
We can help:

With remortgages, buy-to-let, second charge and first-time buyers mortgages. We have experts who cover these areas.

Even if you’ve got bad credit – we help people every day with a variety of credit histories to find the right mortgage

With applications, as we’ll take the hassle away. We require your details once and we’ll know the best lenders for your circumstance

Our team know the lenders that are most likely to say ‘yes’, and give you the best rates

Our services

Every member of our team is trained in bad credit situations and know how to find the right solutions for customers – helping them get the mortgage that’ll get them back on track.

As each customer’s situation is unique, we take the time to understand your situation, and we carefully assess your goals and how we’ll make sure the mortgage we get helps you to achieve them.

Mortgage brokers can help you find the best deals on the market – not just from one lender. With a broker you’ll get:

Valuable knowledge, through years of experience helping customers to find mortgages

An improved chance at finding a mortgage, some mortgages are only available through a broker

Help with the application process, as usually just one application can be used across various lenders

Advice on how to improve your chances, for instance getting a guarantor or applying for a joint mortgage

Where to find us
Head office address: Kempton house, Kempton Way, Grantham, NG31 7lE
Service coverage
Preferred clients
Minimum mortgage value
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Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
  • phoneButton
    Telephone
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    Face to face
Compliance

Your home may be repossessed if you do not keep up repayments on your mortgage.

Clever Mortgages is a trading name of Financial Makeover Limited. Financial Makeover Limited is a limited company registered in England and Wales with registered number 6111701. Registered Office: Kempton House, Dysart Road, PO Box 9562, Grantham, Lincolnshire NG31 0EA. Financial Makeover Limited is authorised and regulated by the Financial Conduct Authority with registered number 706595. Your initial consultation and any quotations are free and you are under no obligation to proceed with any options that may be available to you. If you choose to go ahead with a mortgage or secured loan, a fee will become chargeable. Our calls may be recorded and monitored for training, compliance and complaint handling purposes.

Response rating
7.0/10
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FCA authorised
Last authorised 13th September 2021

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