Fowley Mortgage & Financial Services

Mortgage Broker (Whole of Market) Fowley Mortgage & Financial Services, 33 Main Street, Stewarton, East Ayrshire, Kilmarnock, KA3 5BS

First meeting at adviser's own cost

Response rating

9.0/10

10th December 2018

We take the confusion away and work for YOU not the Lenders!

We can advise you on

Bad credit
Buy to let
Equity release
First time buyers
Flexible
High loan to value
Overseas
Remortgage
Residential
Right to buy
Self build
Self employed

Adviser unavailable

This adviser is currently out of office and not available for contact

Recommend to a friend

Meet our advisers

Sandra Fowley DipPFS, CertSMP, Cert CII (MP & ER)

Proprietor

Qualifications & Accreditations Hide qualifications

R07 - Certificate in Advanced Mortgage Advice

This qualification assesses a knowledge and understanding of key elements of the mortgage process, specialist types of mortgage lending, challenges in the mortgage industry and the giving of mortgage advice.

CF7 - Certificate in Lifetime Mortgages Activities (CII)

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, lifetime mortgage products, repayment options and the giving of mortgage advice.

Dip PFS - Personal Finance Society Diploma (PFS)

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

R06 - Financial Planning Practice (CII)

This qualification helps advisers develop and demonstrate their financial planning capabilities.

R01 - Financial Services, Regulation and Ethics (CII)

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

ER1 - Equity Release (CII)

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

CF6 - Certificate in Mortgage Advice (CII)

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

Where to find us

Fowley Mortgage & Financial Services, 33 Main Street, Stewarton, East Ayrshire, Kilmarnock, KA3 5BS

About us

With access to thousands of mortgage schemes, my service is all about which one is right for you.

Confidential consultations are available by phone, SKYPE, at my Office in Stewarton or even in the comfort of your own home.

I am a highly qualified, experienced and unrestricted mortgage adviser, offering outstanding service levels, never taking clients for granted.

A member of professional industry bodies including the Society of Mortgage Professionals, The Personal Finance Society, and The Chartered Insurance Institute; I am passionate about maintaining the highest of industry standards and ethics.

Our services

I believe in building the best possible long-term relationships with my clients, founded on my core values: excellence of service and integrity.

Professionalism, coupled with a personal, tailored service and a friendly approach help people understand they are in safe hands with me.

Contact me now for Expert Advice

Compliance

We will not charge you for your initial consultation and if you decide you would like us to help you, we will charge a fee to cover our administration costs.

Typically, we charge a fee of £395 for arranging a mortgage, however the actual fee will depend on your circumstances and will not exceed 1.5% of the mortgage amount.

The fee may be waived subject to the terms of the fee waiver agreement.

There may be an early repayment charge payable if you repay your mortgage, or you remortgage.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Adviser unavailable

This adviser is currently out of office and not available for contact

Recommend to a friend

We can advise you on

Bad credit
Buy to let
Equity release
First time buyers
Flexible
High loan to value
Overseas
Remortgage
Residential
Right to buy
Self build
Self employed

Advice methods

Telephone
Online (Live chat, video, email)
Face to face

Special offers

Choose an Unbiased exclusive special offer:

Free mortgage review Select

Preferred clients

Minimum mortgage value

£0

Compliance

Adviser unavailable

This adviser is currently out of office and not available for contact

Recommend to a friend

Adviser unavailable

This adviser is currently out of office and not available for contact

Recommend to a friend

Similar advisers near you

Just Mortgages

Mortgage Adviser 15.15 mi

Taking the stress out of choosing the right mortgage. Providing professional and individual mortgage advice.

See profile

Independent Mortgage Store Limited

Independent Mortgage Adviser 15.72 mi

Every customer that processes a mortgage with us will be entered into our 20th Anniversary competitions throughout 2018.

See profile

The Glasgow Mortgage Company

Mortgage Broker (Whole of Market) 15.81 mi

Dedicated, hard working and professional . A company you can trust.

See profile

Breslin Financial Services

Independent Mortgage Adviser 15.89 mi

We are a family business who only want the very best for our clients

See profile

Legal information

While unbiased.co.uk endeavours to verify the information provided as thoroughly as possible, it is your responsibility to ensure the adviser you choose is appropriate and regulated for the business you are transacting.
Any decision to transact business is made by you on the basis of your own enquiries. To check that an adviser is regulated, you can contact the relevant regulatory or professional body.

Access to and use of this online IFA directory is subject to unbiased.co.uk website terms and conditions and privacy policy.