Gaudium Associates Ltd
To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.
This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.
This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.
This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.
Gaudium Associates Limited was established by the merger of two long standing IFA practices in 2010. Our express aim was forming a multi-disciplinary practice in the new world of Financial Advice with the client firmly at the centre of our universe. We strongly believe that clients' deserve advice from Specialist Advisers, so all our clients' receive advice from one or more Specialist from our team of advisers rather than just one "Jack of all Trades" adviser, depending on the area of need. Our advice process is holistic, underpinned by an ethical approach in all matters.
Our service begins with a meeting to conduct a detailed assessment of the clients' current situation, incorporating a defined Risk Assessment for each advice area. We then discuss their short and long-term objectives, as each client has unique requirements our recommendations are tailored accordingly. After agreement, the next step is to implement our advice and monitor the results periodically on an agreed basis. Plans are amended as circumstances alter and as appropriate, this way we aim to maintain the clients' objectives whilst cementing long term relationships with our clients.
We advise on Pensions and Retirement income (how to get the most out of your pension in retirement). We advise on all types of retirement solutions including Pension Drawdown and all Guaranteed Lifetime Income Products.
We also advise on all Investments including Unit Trusts, ISAs, Bonds, Structured Products and Purchase Life Annuities. We provide a full Inheritance tax & Estate planning service.
We have property finance specialists who can help fund everything from your first home to a portfolio of investment properties, we also have an expert on Equity Release, Equity release is the umbrella name for products that provide consumers (usually aged 55 and above) with a way of releasing the wealth tied up in their property without having to sell it and move to another home.
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Telephone
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Online (Live chat, video, email)
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Face to face
Your home may be repossessed if you do not keep up repayments on your mortgage.
Some forms of Mortgage are not Regulated by the Financial Conduct Authority.
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