Whether you’re making your first step onto the property ladder, looking to move or buy a property to rent, we’ll help you to answer these common questions:
• How much can I borrow?
• How much will it cost?
• How much can I afford to borrow?
• What type of mortgage is the best for my circumstances?
• What term should I borrow for – 5, 10, 15, 25 or 30 years?
• Is it worth buying a property to let?
How do we help?
We’ll explain all your mortgage options in plain English, describing which benefits and drawbacks apply to your specific situation.
Our knowledge of the market enables us to place you with the lender that offers you the most advantageous terms, so you end up with the best possible mortgage for your needs.
We can identify the best mortgage for your needs, which may be:
• Fixed rate mortgage
• Tracker mortgage
• Variable rate mortgage
• Discount mortgage
• Stepped mortgage
• Capped rate mortgage
• Offset mortgage
• Buy to Let mortgage
• Equity release mortgage*
*For clients who are over 55 and looking to raise money for income or a project, they may consider equity release or another form of borrowing in retirement. This is also known as a ‘lifetime mortgage’ or ‘home reversion plan’.
We will advise whether or not equity release is suitable for you. To fully understand the features and risks, ask us for a personalised illustration.
Your home may be repossessed if you do not keep up repayments on your mortgage.
48 Horatio Avenue, Warfield, Berkshire, RG42 3TX
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