Graham Thomas Financial Management

Mortgage Adviser 13 Eastcourt Lane, Gillingham, Kent, ME8 6EU

First meeting at adviser's own cost

Response rating

7.0/10

13th August 2018

A family run business established in 1998, we offer home visits to discuss your mortgage, equity release and protection needs.

We can advise you on

Bad credit
Buy to let
Equity release
First time buyers
Flexible
High loan to value
Remortgage
Residential
Right to buy
Self build
Self employed

Meet our advisers

Graham Thomas

Principal

Qualifications & Accreditations Hide qualifications

DipFA - Diploma for Financial Advisers (IFS)

The Diploma enhances knowledge in core areas such as regulation, investment principles, risk, taxation and personal financial planning using real-life scenarios to develop the essential skills to apply this technical knowledge in practice

CeRER - Certificate in Regulated Equity Release (IFS)

This qualification assesses a knowledge and understanding of the principles of equity release, the different types of schemes available and the circumstances where equity release is an appropriate solution for the customer.

CeMAP - Certificate in Mortgage Advice and Practice (IFS)

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

CeLM - Certificate in Lifetime Mortgages (IFS)

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, lifetime mortgage products and the giving of mortgage advice.

Adv CeMAP - Advanced Certificate in Mortgage Advice and Practice (IFS)

This qualification allows mortgage professionals to become qualified in more specialist areas such as supervising in a regulated environment, alternative residential learning and customer care.

Where to find us

About us

We are a friendly, approachable, family run business established in 1998. We offer a personal service with home visits to discuss your individual mortgage, equity release and protection needs, in the comfort and privacy of your own home.

Our services

Getting a mortgage can be a challenging and complicated process. That’s why you need regular access to expert guidance and support from people you know you can trust. Our aim is to provide you with professional knowledge of the market and excellence in customer service whilst being on hand to help every step of the way.

We're committed to helping you fully understand the broad range of options available to you so that you can work with us to make an informed decision about the product that is most suited to your individual requirements.

Compliance

Your property may be repossessed if you do not keep up repayments on your mortgage.

Equity Release refers to Home Reversion Plans and Lifetime Mortgages. To understand the features and risks, ask for a personalised illustration.

There is a fee of £275 for our mortgage advice or £375 for our equity release advice. Our fee becomes payable on completion of the mortgage and we will also be paid commission by the lender.

FCA does not regulate some forms of buy to let mortgages.

For Self Employed & Right to Buy - The overall cost for comparison is 5.9% APRC.

The actual rate available will depend on your circumstances. Ask for a personalised illustration.

We can advise you on

Bad credit
Buy to let
Equity release
First time buyers
Flexible
High loan to value
Remortgage
Residential
Right to buy
Self build
Self employed

Advice methods

Face to face

Special offers

Choose an Unbiased exclusive special offer:

Free mortgage review Select

Preferred clients

Minimum mortgage value

£0

Website

Compliance

Contact options

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