What our clients say
I was interested in selling my 2 bedroom apartment and purchase a 3 bedroom house, however I was unsure what I was able to borrow in terms of a Mortgage. With regards to selling and buying my new house Daniel managed to help secure a mortgage for the house which me and my partner set our sights on. Having now lived at the property for two years Daniel recently helped us secure a new mortgage deal with a much better interest rate having explored all other options via other lenders. Have I seen the outcome you were hoping for? Yes, I was extremely happy, Daniel contacted me regularly with regards to the sale and purchase of my new home, offering great advise and securing the right mortgage deal for me and my partner.
We wanted advice as our mortgage deal was coming to an end. We also wanted advice in relation to life insurance and pension transfers. Daniel and Andrew helped us to find a new mortgage arrangement, and discussed our options in relation to insurance and pensions. What could they have done better?
Genuinely nothing, we were given excellent service and advice throughout the process.
Andrew presented us with the best mortgage deals available to suit our needs both in terms of our finances but as well as taking into account other circumstances. He was extremely efficient with all the paperwork and kept us informed of the progress of the application right throughout with regular phone calls and email. An extremely friendly team that we would highly recommend.
To undertake a loft conversion I needed to raise some money, which I achieved with a remortgage. I was extremely grateful for the professional help Andrew was able to offer me. Not only did I raise the majority of the funds I needed, I was also able to reduce my monthly payments. Still being relevantly new to homeownership and with the amount of products available on the market overwhelming, I found the help and advise invaluable to select the best product. Andrew was on hand to help with issues I did not understand and was even able to speak to the lender to help the whole process run smoothly and help alleviate any problems I was having. I would highly recommend Andrew to anyone considering a remortgage to make the whole process easier and know that someone else is on your side.
It was a pleasure to have Dan's help whilst buying our home; it made a stressful process considerably easier! Dan was very committed and professional, we felt totally confident in his carefully considered advice. I also really appreciated the speed at which enquires were dealt with. Both my husband and I would recommend his services to anyone looking to acquire a mortgage. We brought our previous flat using a High Street broker and the service we received then was nothing compared to Dan's. The previous experience only served to demonstrate to us the quality of service Dan provides.
I recently asked Dan to take a look at my mortgage options and review all associated insurance policies that I have in place.
Dan reduced my mortgage costs by around £2,500 a year, a saving that I will now set aside each month to help budget towards our annual family holiday. Dan found a more comprehensive home insurance quote that was less expensive than my current policy, and helped me switch providers. He also reviewed my life insurance policies (taken out with another adviser several years ago) and confirmed that what I had in place was a reasonable level of cover and there was no benefit in switching providers. I was expecting a different outcome because most advisers I've met in the past are always keen to make changes, but instead I found the exercise reassuring because i learned that my older plans were in fact quite good!
Dan's easy to work with, thorough and professional and I'd recommend him to others who might need a financial review.
Dan provided advice for us on our mortgage and life insurance. We met in person and followed up with telephone conversations. Dan worked hard to find us a variety of policies and took time to explain them all clearly and talk through our options. He listened to what we wanted, was extremely competent and knowledgeable and mostly importantly gave us time to make the best choices for us.
I was looking for a mortgage when I met Dan & as it was my first house purchase I didn't know what to expect or which mortgage to go for. Dan was extremely helpful and knowledgeable about the current market and recommended a mortgage for me that has more than suited my needs offering a low interest rate combined with the shorter introductory period given the current changes in the country. I will definitely be heading to back to Dan when I need to remortgage as well as recommending him to family and friends. Excellent service and put my mind at ease!
Hartley Ross are a team of financial planners and mortgage arrangers based in London, Bristol and Cardiff. We have established relationships with solicitors, accountants and conveyancers, ensuring all of your mortgage needs are catered for.
Increasingly, more and more national brokers, including estate agents offering in-house mortgage services, rely on sales people with the bare minimum of qualifications, and work with only a restricted panel of lenders. This can result in clients paying over the odds for inappropriate mortgage products.
Our mortgage advice service is different. We go the extra mile because buying a house is one of the biggest decisions you'll ever make. As independent advisers, we will work for you, sourcing the whole of the intermediary mortgage marketplace. This means we can offer you exclusive deals that you won't find on the web.
We offer a fee-free arrangement service, which can be completed in person, online or over the phone. This allows us to establish whether we can help you, and helps you decide if we're the right firm to work with.
Please get in touch to find out more.
Buying a house can be an expensive process. At Hartley Ross we are proud of our experienced network of connections - built up throughout the UK. It means we can offer a professional and highly efficient service, usually at a much lower cost than using your bank or a DIY mortgage. The going rate for your local area may be much higher than other parts of the country. Put us to the test and see if we can help save you money on your next house purchase.