Iain McKechnie - Just Mortgages

Initial consultation free
Independent
2023 proved to be a landmark year for me after being shortlisted in the British Mortgage Awards in the later life lending category, although I wasn't the winner, I did finish within the top 3 of over 1000 advisors

We can advise you on

254
£0+
This firm is FCA registered and you can be confident that their treatment of customers conforms to the FCA’s strict criteria.

Meet our advisers

Iain McKechnie Dipmap
Mortgage & Protection Specialist

What our clients say

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Richard
Iain is honest, diligent and efficient. He found me the best suited product to my needs and remained patient throughout the process. I would recommend Iain to anyone seeking a mortgage/re-mortgage.
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Georgia
I was buying my first property & Iain was recommended at the time. I have since used Iain for subsequent remortgages & purchases. Iain guided me through the house buying process & provided excellent...
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Aimee
Iain is an outstanding financial advisor. He has supported us when trying to buy our home and then each year he has reviewed our life insurance policies to make sure we are getting the best deal. He...
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Deneille
We were struggling to find a good financial advisor to help us with our mortgage, we had very poor advise from a previous advisor who didn't seem to care, so a family friend recommended Iain to us....
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Anne
I was moving home and wanted the best mortgage deal. Iain found one better than I would on the high street or net, and took away all the work and stress that comes with. Thank you! Second time I’ve...
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Lauren
My partner and I were looking to buy our first home together and needed advice specifically about mortgages. After speaking to 12, yes TWELVE(!) different advisors, a friend of mine put me in touch...

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Compliance

Your home may be repossessed if you do not keep up repayments on your mortgage.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

A Lifetime Mortgage is not suitable for everyone and may affect your entitlement to means tested benefits, so it is important to seek financial advice before taking any action. If you are considering releasing equity from your home, you should consider all options available before equity release.

The interest that may be accrued over the long term with a Lifetime Mortgage, may mean it is not the cheapest solution. As interest is charged on both the original loan and the interest that has been added, the amount you owe will increase over time, reducing the equity left in your home and the value of any inheritance, potentially to nothing.

Although the final decision is yours, you are encouraged to discuss your plans with your family and beneficiaries, as a Lifetime Mortgage could have an impact on any potential inheritance. We would also encourage you to invite them to join any meetings with your Financial Adviser so they can ask questions and join in the decision, as we believe it is better to discuss your decision with them before you go ahead.

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