This qualification assesses the knowledge and understanding of the UK regulation environment in the financial services industry together with various types of mortgage products and repayment options and the giving of mortgage advice. Chartered Institute of Bankers in Scotland (CIOBS) qualifications are subject to a separate grading with the Scottish Credit and Qualifications Framework (SCQF) - www.scqf.org.uk
Hello, my names Josh. I am a fully CeMap qualified mortgage advisor with over 10 years experience and many happy clients. What I enjoy most about my job is the happiness I can bring to people by making their house purchase dreams come true. Especially for someone who has lost hope of ever getting a mortgage. In my spare time I enjoy going on walks with my Springer Spaniel Ernest and I love a round of golf.
I specialise in finding the right mortgage for you! We have invested heavily in software to make sure my advice results in the most cost effective option on the market. Bad credit? No problem I work with many lenders you may have never heard of with specific criteria designed to help you obtain a mortgage. I have assisted a wide range of clients from Buy to Let investors all the way through to first time buyers. I have been told by previous customers their standout aspect of working with myself is customer service. I am only a call or an email away and you will never be ignored. You will deal with me and only me, from the initial call all the way through to mortgage completion. I work on a no mortgage no fee basis, it will only cost you 10 minutes of your time to see what I can do for you.
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