Jml (Financial) Associates Ltd

Independent Mortgage Adviser J M L (Financial) Associates Ltd, Coveham House, Downside Bridge Road, Surrey, Cobham, KT11 3EP

First meeting at adviser's own cost

Response rating

7.0/10

18th February 2019

We take the stress away from Mortgages & Insurance, so you can focus on the things in life you enjoy.

We can advise you on

Buy to let
Commercial for individuals
Equity release
First time buyers
Flexible
High loan to value
Mortgage protection
Overseas
Remortgage
Residential
Right to buy
Self build
Self employed

Meet our advisers

Daniel Ford Certs CII (MP & ER)

Company Director / Independent Mortgage Adviser

Qualifications & Accreditations Hide qualifications

ER1 - Equity Release (CII)

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

CeMAP - Certificate in Mortgage Advice and Practice (LIBF)

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

Michelle Ford Dip PFS, Certs CII (MP & ER), Cert SMP

Company Director

Qualifications & Accreditations Hide qualifications

ER1 - Equity Release (CII)

Dip PFS - Personal Finance Society Diploma (PFS)

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

CeMAP - Certificate in Mortgage Advice and Practice (LIBF)

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

Diploma In Financial Planning

This qualification develops advanced technical knowledge and understanding across a broad range of key advisory areas.

R07 - Certificate in Advanced Mortgage Advice

This qualification assesses a knowledge and understanding of key elements of the mortgage process, specialist types of mortgage lending, challenges in the mortgage industry and the giving of mortgage advice.

What our clients say

I have been really impressed with Michelle and JML. Have now engaged her for our last 3 mortgages and would absolutely recommend her. Always offers the best options and produces the most competitive results. Always helpful and has great knowledge across her portfolio. I would not hesitate to recommend Michelle.

Phil Green, Thames Ditton

I first met Michelle a couple of years ago and have used her for financial Advice ever since then. I can highly recommend Michelle and JML Associates to provide excellent financial advice and service. I have used several FA's over the years and what sets Michelle apart is her personality and approach. She has a straight forward honest style that creates a relaxed atmosphere. Everything is easy to take in and understand and ultimately you can then make the right choices, as I have. Your given the best options for you and not pushed in a certain direction which often you can be

Jason Park, Walton on Thames, Surrey

Michelle has been looking after a number of aspects of my finances for over ten year. She has always managed to get me the best results possible, If it's mortgages, insurance or pensions the first person I will speak to is Michelle. She understands what I need very quickly and handles all the detail I dont want to get involved in. I can't reccomend her highly enough.

John Hamill, High Wycombe

Where to find us

J M L (Financial) Associates Ltd, Coveham House, Downside Bridge Road, Surrey, Cobham, KT11 3EP

About us

JML (Financial) Associates Ltd is an established Independent Mortgage and General Insurance Advisers firm based in Cobham, Surrey.

We pride ourselves on our professionalism and attention to detail, providing well researched, unbiased, independent mortgage and protection advice, specifically tailored towards each client’s individual requirement, not only advising on the most suitable product but also to find a competitive provider. We offer a very professional friendly service. With high service standards.

We specialise in all types of Mortgages and Equity Release, Life and Income Protection for personal and business clients.

Our services

Mortgages for First Time Buyers, purchases, remortgages,High Net Worth clients, Buy to Let, Equity release, Personal and Business Protection.

Compliance

Your home may be repossessed if you do not keep up repayments on your mortgage.

JML (Financial) Associates Ltd is Authorised and Regulated by the Financial Conduct Authority.

We can advise you on

Buy to let
Commercial for individuals
Equity release
First time buyers
Flexible
High loan to value
Mortgage protection
Overseas
Remortgage
Residential
Right to buy
Self build
Self employed

Advice methods

Telephone
Face to face

Special offers

Choose an Unbiased exclusive special offer:

Free mortgage review Select

Preferred clients

Minimum mortgage value

£0

Compliance

JML (Financial) Associates Ltd is Authorised and Regulated by the Financial Conduct Authority.

Contact options

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