LEA Financial Services Ltd

Independent Mortgage Adviser 6 Keppel Place, Stoke, Plymouth, Devon, PL2 1AX
First meeting at adviser's own cost
Response rating
7.0/10
FCA verified
13th August 2018
Fully independent, whole of market advice on residential, buy-to-let and commercial mortgages and insurance. Available out of hours.
We can advise you on
  • Bad credit
  • Buy to let
  • Commercial for individuals
  • First time buyers
  • Flexible
  • High loan to value
  • Overseas
  • Remortgage
  • Residential
  • Right to buy
  • Self build
  • Self employed
Meet our advisers
adviser-person
Les Whitfield CeMAP, Cert CII (MP), AoBP
CEO
What our clients say
Excellent service and very professional. No problems at all and would like to see all companies treating people how your company does (Good Work) May 2011
Nick Barron, Plymouth
LEA arranged for a mortgage on our existing property for us to purchase a flat for our son. Normal mortgage terms were not available due to our age but Les found a suitable product and progressed the application through to completion very professionally. We would certainly use him again if required. May 2013
Chris Day, Millbrook
Les Whitfield and LEA Financial Services were a god send. We have just moved in to our fabulous new house and it's all thanks to Les. We had all but given up hope but Les found us a great mortgage with a great rate. He scrutinised our credit report and gave us sensible and honest advice and he even found a mistake on the report and helped us to deal with that. As we were feeling desperate, he could easily have sourced us a mortgage from an adverse credit lender with a high interest rate which would have been very lucrative for him but he didn't. He is an honest, reliable and extremely hard working gentleman and we can't thank him enough. January 2015
Jane Gregory, Saltash
LEA undertook a remortgage for a buy-to-let property. He sourced the best lender and greatly assisted in processing the various documents required. I found Les Whitfield very helpful, friendly and diligent. He continually monitored the situation from beginning to end in an efficient and effective manner. Les definitely made it much easier for all concerned. I will definitely be using LEA again and have no hesitation in recommending this company. January 2016
David Van Beveren, Leicester
Les offers a fantastic level of personal care and diligence to his clients. He was always on the ball and happy to chase things up on our behalf to keep things running smoothly during our house purchase. February 2016
Joe Chisholm, Plymouth
Excellent service!! Always ready to go the extra mile, to get you over the finish line promptly. September 2016
Christopher Brown, Woking
We have used Les for many years and he continues to give us outstanding service and value for money. He is very diligent in his work and invests considerable time in assessing the best options for his clients. He is extremely personable and professional and I would not hesitate to recommend Les and his services. October 2016
Karen Houghton, Warrington
Amazing quality service. Les helped us buy our first house and has been so helpful with every step. He answered every question we had (there were a lot!) at anytime of day and didn't make us feel silly for asking it. He made everything simple to understand and was honest as well, detailing everything we would need to do. I can't thank him enough for his help. We will definitely use him again in the future. Thanks again :) October 2016
Louise Nunn, Cullompton
Hi Les, sorry for the delay. I still do not have access to the internet in Sidmouth. Thank you so much for your excellent service once again. Things would not have gone as smoothly but for your profesionalism and expertise. March 2012
Peter & Sue Laugher, Sidmouth
Excellent service directed at our individual needs. We are very grateful that your help and advice has allowed us to purchase a home for our son. November 2014
Liz & Mick Wood, Plymouth
I have been supported fully through a process that was new to me and I am happy with all aspects of the service I have received from the LEA Financial Services. Many thanks June 2012
Liza Manoochehri, Surrey
Very good service. Thank you for all your help September 2011
Jon & Sarah Hills, South Devon
Excellent service! We could not ask for a better adviser. We will definitely recommend your services. Thank you! September 2012
Daniel & Monika Germishuys, East London
We were most impressed with the advice and help with our finances prior to the application. Even more impressive was the way in which you dealt with Halifax to give us the exact product we were looking for. All things considered, you were very quick. Many thanks - December 2009
David & Dawn Hill, Exeter
We have been really impressed by the service we have received. All our questions were answered fully & with real clarity. We were always kept informed at every stage. I will be recommending your service to others. October 2013
Craig & Amy Nelson, Southampton
As far as I was concerned, the process was convenient and swift July 2015
Carl Stansfield, Cornwall
"We have been customers of LEA for app ten years. We have bought 3 houses through LEA and sold 2. We have never had any problems that they could not solve. LEA services are a very professional company and we will not use anyone else. Tracey Bale TJ Catering." - 1 May 2013
Tracey Bale, Bridgwater
Thank you Les for all your help and advice. I wouldn't know what I would have done without all your help. I will definitely use you again and recommend your services.
Richard Turner, Birmingham
Extremely satisfied with the service level provided by Les Whitfield (LEA Financial Services). Les’s professional approach and helpful attitude made otherwise complex process simple, easy and most importantly successful. I will always be happy to recommend him.
A. & L. Ahmed, Uxbridge
Where to find us
About us

LEA Financial Services is a family owned company established to provide the best possible service to the public in respect of mortgage products and related insurances. Its directors, collectively, bring a life-time of business management, administration and organisational skills as well as over a decade of experience in the Financial Industry.

We pride ourselves on providing a completely Independent and Ethical service to our clients.

In this fast-moving, materialistic world, we believe it is essential to hold fast to Real Values where Individuals are Most Important.

Our services

We take the time to get to know our clients and understand what motivates them. We offer fully-documented advice on the products we recommend and then act for our clients in ensuring that the applications are made and chased on their behalf.

Most people do not have the time to find out how lenders, solicitors, surveyors, etc. work so we make ourselves available to resolve any and all their concerns and to report back to our clients on progress.

Whatever their circumstances we work diligently for our clients, during the application process and afterwards.

Advice methods
  • phoneButton
    Telephone
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    Face to face
Special offers
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Preferred clients
Minimum mortgage value
£0
Compliance

Our aim is to comply at all times with the FCA Rules. The purpose of our Compliance Plan is to ensure that the aim of 100% compliance is met at all times. This plan integrates with the Firm's Business Plan to form one document.
We are a Mortgage Intermediary (A18)
• Advising customers on a regulated mortgage contracts
• Arranging (bringing about) deals in regulated mortgage contracts.
• Making arrangements with a view to regulated mortgage contracts.
We are an Insurance Intermediary (A19)
• Advising customers on non-investment insurance contracts
• Arranging (bringing about) deals in non-investment insurance contracts.
• Making arrangements with a view to transactions in a non–investment insurance contract
• Dealing as agent in non-investment insurance
In addition, we operate in an unregulated environment in which we advise on and arrange commercial mortgages and loans and mortgages on buy-to-let properties, Development Finance, etc.
We are members of the National Association of Finance Brokers which has similar operational standards as the FCA and we aim fully to comply with those standards. Our Compliance Plan for unregulated business therefore mirrors that for regulated business and embraces the requirements of these other governing bodies.
We are also members of the Trading Standards' 'Buy with Confidence' scheme and fully comply with their requirements

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