Lucra Limited

Independent Mortgage Adviser 92 Ridley Road, Bromley, Kent, BR2 0EU

First meeting at adviser's own cost

Response rating

7.0/10

18th February 2019

With many years of experience, Richard Latteman is perfectly placed to help both individuals and companies with their mortgage needs.

We can advise you on

Bad credit
Buy to let
Commercial for individuals
Equity release
First time buyers
Flexible
High loan to value
Remortgage
Residential
Right to buy
Self build
Self employed

Meet our advisers

Richard Latteman APFS Cert CII (MP & ER)

Independent Financial Adviser

Qualifications & Accreditations Hide qualifications

MAQ - Mortgage Advice Qualification (CII)

This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.

CeMAP - Certificate in Mortgage Advice and Practice (LIBF)

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

APFS - Associate, Personal Finance Society (PFS)

To achieve the Associateship grade, individuals would be required to have 6 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

CF7 - Certificate in Lifetime Mortgages Activities (CII)

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, lifetime mortgage products, repayment options and the giving of mortgage advice.

CF6 - Certificate in Mortgage Advice (CII)

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

AFPC - Advanced Financial Planning Certificate (CII)

In order to have completed this qualification, individuals were required to obtain three units. These could have been selected from any combination of the available units at that time but must have included the compulsory G10 unit - Taxation and Trusts.

ER1 - Equity Release (CII)

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

What our clients say

We needed to raise some funds quickly and contacted Richard. He organised a remortgage application for us and we got our mortgage offer the same day. Brilliant!

Kay and Justin Simpson, Beckenham, Kent

Richard helped us buy our first property several years ago. We are looking to move later this year and had no hesitation in calling on Richard to help us once again"

Andy and Sharon Nutburn, North West Kent

Where to find us

92 Ridley Road, Bromley, Kent, BR2 0EU

About us

Experienced Bromley based mortgage Adviser with the client's needs as the basis of our recommendations.

Our services

We will source the very best mortgage deal for you. We will listen to your requirements and make a firm recommendation. It may not be the cheapest but it WILL be the most appropriate for your needs. That is our promise to you.

Compliance

A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

Mortgage deals may not be available and lending is subject to individual circumstances and status.

Lucra Ltd is an appointed representative of TenetConnect Ltd

Lucra Ltd is registered in England and Wales under registration number: 05554958. Registered office address: Enterprise House, Beeson’s Yard, Bury Lane, Rickmansworth, Herts, WD3 1DS.

Equity release may require a lifetime mortgage or home reversion plan. To understand the features and risks, ask for a personalised illustration.

We can advise you on

Bad credit
Buy to let
Commercial for individuals
Equity release
First time buyers
Flexible
High loan to value
Remortgage
Residential
Right to buy
Self build
Self employed

Advice methods

Telephone
Face to face

Special offers

Choose an Unbiased exclusive special offer:

Free mortgage review Select

Preferred clients

Minimum mortgage value

£0

Compliance

Contact options

Similar advisers near you

Mortgage Options

Mortgage Broker (Whole of Market) 0.31 mi

We are mortgage experts offering simple, efficient and hassle free mortgage advice.

See profile

Total Finance (Uk) Ltd

Independent Mortgage Adviser 0.91 mi

Providing all the financial advice and services you need. We are one of Bromley's leading independent mortgage and protection specialist.

See profile

Probitas Mortgages

Mortgage Broker (Whole of Market) 1.29 mi

A Free consultation along with a personal and professional service. Whole of Market.

See profile

Money Sage Ltd

Mortgage Broker (Whole of Market) 1.5 mi

Completely Independent Advice on all your Mortgage needs.

See profile

Legal information

While unbiased.co.uk endeavours to verify the information provided as thoroughly as possible, it is your responsibility to ensure the adviser you choose is appropriate and regulated for the business you are transacting.
Any decision to transact business is made by you on the basis of your own enquiries. To check that an adviser is regulated, you can contact the relevant regulatory or professional body.

Access to and use of this online IFA directory is subject to unbiased.co.uk website terms and conditions and privacy policy.