Ocean Mortgages Ltd
Local, family run, Independent, Whole of Market firm specialising in Equity Release, First Time Buyers and Remortgage advice.
We can advise you on
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Next home / Remortgaging
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Self-employed mortgages
Last authorised 18th October 2021
Meet our advisers
MR Stuart Powell
Managing Director
Qualifications & Accreditations
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CeMAP - Certificate in Mortgage Advice and Practice (LIBF)
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This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
CeRER - Certificate in Regulated Equity Release (LIBF)
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This qualification assesses a knowledge and understanding of the principles of equity release, the different types of schemes available and the circumstances where equity release is an appropriate solution for the customer.
Mrs Samantha Bickford
Equity Release Broker
Qualifications & Accreditations
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CeMAP - Certificate in Mortgage Advice and Practice (LIBF)
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This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
CeRER - Certificate in Regulated Equity Release (LIBF)
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This qualification assesses a knowledge and understanding of the principles of equity release, the different types of schemes available and the circumstances where equity release is an appropriate solution for the customer.
What our clients say
Stuart was excellent in his approach to ensure that he gave the best advise for us. He listened intently to our needs before discussing our different options. Stuart spoke in language that we understood and explained everything in full before answering all of our questions.
Dawn, Dorset-Home Insurance
Words can't do justice to the help I received. Whenever I needed advice and/or a face to face meeting.....Stuart was always available. So many questions I wouldn't have asked my new mortgage company without Stuart's help.....I don't think I would have succeeded on my own. There was no time pressure when meeting......it took as long as needed to get a reply from the new mortgage company. Very quick reply to any email queries I had. As a bonus.....the coffee is very nice.
Richard, Tavistock-Equity Release
He was very good and found us a great deal with our mortgage and life insurance that has saved us money.
Claire, Plymouth-Mortgage and Life
Stuart helped us find a policy with increased cover for the same price as i was paying previously. He is very knowledgeable and professional. I would not go to anyone else for financial advice.
Everything was perfect. Top service.
Vicky, Devon-Life Cover
Stuart was very efficient. I contacted him on the Friday and asked him to review this for me and expressed my concerns that I was paying over and above. He listened to everything I had to say and reassured me that he would be able to look and this for me. I had the quote by Monday morning and was absolutely delighted when he informed me he had found a policy suitable to my needs for a much cheaper premium.
Katy, Dorset-Home Insurance
Found us great deal based on our initial information, but then through discussion we established an even better option which will shorten the mortgage terms. We also worked through reducing the cost of the life cover together so that it was at a manageable amount.
Katie, Plymouth-Mortgage and Life Cover
We needed help with Equity Release.
Stuart helped in every way possible to get a deal that was right for us.
We had a fantastic outcome.
Richard, Plymouth-Equity Release
Stuart explained everything in a clear way that was easy to understand and was prompt with emails with answers. He listen to my needs and found the best product for my circumstance. Stuart made the whole process easy and I have recommended him to my friends and will return if I need further advice in the future.
Dilys, Plymouth-Equity Release
Nothing ! he's like Mary Poppins ,practically perfect in every way!
Looking to remortgage to save money.
Stuart handled everything from start to finish and saved us a considerable amount of money with the deal he recommended. He is polite and professional and I would definitely recommend getting in touch.
Have you seen the outcome you were hoping for?
yes without doubt.
Paul, Plymouth-Remortgage
Completely happy with the service provided. Stuart and Sami were quick to respond to emails and happy to talk on the phone or for me to drop in.
We were First time buyers looking for advice.
Stuart found a mortgage for us, explained the mortgage market and the technical terms. Assisted us with life insurance.
Exceeded expectations, without Stuart I think the process of getting on the housing market would be much more stressful and probably more expensive in the long run.
Claire, Plymouth-First Time Buyer
Required assistance in looking for a mortgage on a new property.
Stuart dealt with all the mortgage requirements, only coming to us when he required some information. He was very personable and answered all questions and queries we had promptly.
We are now living in our new house!
Sarah, Plymouth-First Time Buyer
About us
Ocean Mortgages Ltd and Ocean Equity Ltd are our two Independent, Whole of Market Broker firms who can help you with all your Mortgage, Equity Release and Protection (where Vitality is a speciality).
Managing Director, Stuart Powell has over 15 years experience in the Financial Service industry.
We pride ourselves on the personal levels of customer service we offer whether you are looking to buy your first home, move house, remortgage or release some of the capital from your property.
Whatever your Mortgage or Equity Release needs, contact us and we will offer an efficient and friendly service.
Our services
We specialise in giving Equity Release and Mortgage advice.
This includes releasing equity from your property for any purpose. Our free hour long initial reviews have no obligation and will outline the potential options available to you.
For First Time Buyers, we hep you through the entire House buying process from initial enquiry to moving in.
If you are looking to remortgage, we give expert advice on the best available deals.
We give the personal and efficient service that you want.
We are a Top UK Firm in the Vouched For list as seen in The Times newspaper in 2019, 2020 and 2021.
Where to find us
Head office address: Second Floor, 11 Whimple Street, Plymouth, PL1 2DH
Service coverage
Preferred clients
Minimum mortgage value
£0
Advice methods
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Telephone
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Online (Live chat, video, email)
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Face to face
Compliance
Your home may be repossessed if you do not keep up
repayments on your mortgage.
