We can advise you on
- Buy to let
- Equity release
- First time buyers
- Flexible
- High loan to value
- Remortgage
- Residential
- Right to buy
- Self employed
Meet our advisers
Jill Rickson CeMAP
Principal Mortgage Adviser
Qualifications & Accreditations
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CeMAP - Certificate in Mortgage Advice and Practice (IFS)
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
ER1 - Equity Release (CII)
This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.
Ryan Marshall Dip PFS, CeMAP
Independent Financial Adviser
Qualifications & Accreditations
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Dip PFS - Personal Finance Society Diploma (PFS)
To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.
CeMAP - Certificate in Mortgage Advice and Practice (IFS)
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
Steven Simmons Dip PFS
IFA and Mortgage Adviser
Qualifications & Accreditations
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CF7 - Certificate in Lifetime Mortgages Activities (CII)
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, lifetime mortgage products, repayment options and the giving of mortgage advice.
Dip PFS - Personal Finance Society Diploma (PFS)
To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.
CeMAP - Certificate in Mortgage Advice and Practice (IFS)
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
Keith Towler CeMAP, Dip PFS
IFA & Mortgage Adviser
Qualifications & Accreditations
Hide qualifications
CeMAP - Certificate in Mortgage Advice and Practice (IFS)
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
Dip PFS - Personal Finance Society Diploma (PFS)
To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.
Keith Bonner DipPFS, CeMAP
Director, IFA & Mortgage Adviser
Qualifications & Accreditations
Hide qualifications
CeMAP - Certificate in Mortgage Advice and Practice (IFS)
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
HR1 - Home Reversion Plans (CII)
This examination assesses a knowledge and understanding of the legislative and regulatory position of home reversion plans and their place in the advice process.
CF7 - Certificate in Lifetime Mortgages Activities (CII)
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, lifetime mortgage products, repayment options and the giving of mortgage advice.
Dip PFS - Personal Finance Society Diploma (PFS)
To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.
What our clients say
When we first starting looking into the prospect of purchasing our first home together, we were a little reserved about the mortgage application process having heard time and time again, the endless horror stories of the difficulties and stress levels involved with arranging a mortgage. Jill Rickson from Pembroke Financial Services was recommended to us and we decided to get in touch - from that moment on, we still cannot believe just how simple the process really was with Jill involved - we filled in a few bits of paperwork, talked through a few options, and here we are now in our new home! Jill completed everything she said she would, on time - and frankly, her services were the best money spent in the entire process, and recommend anybody thinking of applying for a mortgage go and have a chat with her!
Julian West, South Chailey
Hi Keith,
Jill Rickson has been dealing with our mortgage application over the last 3 months and I just wanted to give you some feedback.
Over the last 6 months we have dealt with countless estate agents, banks and solicitors whilst attempting to buy a house and I can honestly say that Pembroke Financial, and in particular Jill Rickson, have been the only organisation who have been an absolute pleasure to deal with. Initially we went down the direct route with the banks which was time consuming, stressful and in the end a waste of time as they did not offer us what we needed. I then contacted Jill through a cold google search and arranged a meeting. From start to finish she was efficient, professional and on it. She communicated all the important information and most importantly secured the best mortgage offer out there which enabled us to buy our new house. A faultless service.
She was brilliant!
Regards,
Dave and Amanda Jordan, Brighton
Jill has arranged several mortgages for us, for both our main homes and a buy-to-let property. We have always found Jill to be efficient, reliable and informative, and we really value her straight-speaking, no-nonsense approach.
Being kept well-informed, during what is usually a stressful period, has also been really wonderful, and much appreciated. We have recommended Jill to a number of friends already, and will continue to do so.
Dan & Hannah Osmond, Brighton
About us
Well established after 25 successful years, Pembroke has become one of the premier Independent Financial Advisers in the region.
Our full time Principal Mortgage Adviser, Jill Rickson is supported by 6 Regulated IFAs who have appropriate Mortgage and/or Lifetime Mortgage (Equity Release) qualifications.
We aim to provide tailored mortgage solutions in a professional and unbiased manner. We are committed to high standards, not only in terms of the quality of our mortgage advice but also in ongoing client service offered by a friendly, highly motivated client support team.
We are happy to see clients at home, at their place of work or at our offices in Shoreham.
Our services
Our Principal Mortgage Adviser, Jill Rickson, has worked within the Financial Services industry for over 24 years and has extensive knowledge of the mortgage market.
She would like to think that there is very little that she doesn't know about mortgages, Equity Release and the mortgage market.
Jill's work ethos is 'always do what you say you will do'.
Jill will never promise anything that she cannot deliver and will always keep in regular contact throughout the mortgage process, making it as stress free as possible.
Compliance
Your home may be repossessed if you do not keep up repayments on your mortgage.
Pembroke Financial Services Limited is authorised and regulated by the Financial Conduct Authority. We are entered in the Financial Services Register under reference 228341
Risk Warning for Mortgages - Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
Risk Warning for Lifetime Mortgages - Check that this mortgage will meet your needs if you want to move or sell your home or want your family to inherit it. If you are in any doubt, seek independent advice.
