Personal Financial Matters Limited

Independent mortgage adviser  Deansgate, Wolverhampton, WV1 4TH
First meeting at adviser's own cost
We are a local, friendly and professional financial advisory firm offering advice in all aspects of financial planning.
We can advise you on
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Bad credit
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Building your home
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Buy my next home
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Buy to let
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Buying commercial property
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Buying first home
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Buying overseas
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Equity release
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Flexible mortgages
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High loan to value
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Mortgage protection
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Next home / Remortgaging
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Right to buy
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Self-employed mortgages
Response rating
7.0/10
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FCA authorised
Last authorised 16th November 2020
Meet our advisers
Babita Nahal
Mortgage Advisor

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

What our clients say
What could they have done better? I genuinely could not have asked for more from Babita, she really did provide a first class service - thank you! I would recommend her to all my friends, family and colleagues without a moments hesitation. What were the circumstances that caused you to look for a financial adviser? I have recently opened a limited company through which I wanted to purchase investment property. How did Babita Nahal help you? I required someone who understood the mortgage scene inside out, and who could help me obtain mortgages either in my own individual name or in the name of my limited company. I was looking to purchase 5 or 6 properties within a 12 month period so therefore I needed someone who firstly knew the mortgage market intimately, secondly who could manage all the administration associated with a mortgage for me, and thirdly could work at a fast pace. Babita surpassed my expectations in each area. I found her to be extremely knowledgeable, very hard working, acting in a professional manner at all times. She has overseen the purchase of 5 houses for me over the last 12 months - handling all mortgage applications for me seamlessly. The process for each application has been painless, thanks to Babita's hard work and professionalism. In summary I would say she has provided an excellent service for me over this past 18 months, and I look forward to using her services on a continued basis moving forward. Not only has her service been second to none, it has also proved to be great value for money. Have you seen the outcome you were hoping for? Yes, and much more! Babita really surpassed my expectations, she had been recommended to me by a colleague so I knew she would provide me with a good service, but in my opinion she went over and above the call of duty in the level of customer service that she provided me with.
Mohammed, Perry Barr
What could they have done better? I couldn't have asked for a better financial advisor. Thank you for all your help and advice! What were the circumstances that caused you to look for a financial adviser? Having accepted a job offer in the South West, we were looking to move our family to Devon and needed some mortgage advice. Being unsatisfied with the service we had received from our bank we came across Whateley Wealth Management through a family member and were then put in contact with Babita Nahal. How did Babita Nahal help you? Babita has been absolutely fantastic. This was quite a big move for us and we were naturally quite nervous and overwhelmed with all the various options for us. From the very first meeting Babita made us feel at ease with friendly and professional approach. Nothing has been too much trouble for her and has been with us every step of the way. Have you seen the outcome you were hoping for? Yes absolutely. We are very nearly there with our move and as mentioned previously Babita has been with us throughout the whole process.
Jason, Smethwick
What were the circumstances that caused you to look for a financial adviser? Buying a house. How did Babita Nahal help you? Gave us all the information we needed on mortgages as our situation was complicated. She did all the hard work for us! Nothing was too much trouble for her. Amazing. Have you seen the outcome you were hoping for? No as buyers pulled out but hoping to in the next couple of months.
Nicola, Kings Norton
What were the circumstances that caused you to look for a financial adviser? I placed an offer for a property and required advise regarding Mortgages. How did Babita Nahal help you? From the start, Babita was extremely professional but with a friendly disposition. She listened to my circumstance patiently and took the time to go through my requirements and financial background. Babita showed experience and discretion when dealing with my queries and understanding my specific situation which had another mortgage broker rather confused. She then went away to research the best options for myself and came back with her recommendations when she said she would. Babita was helpful throughout the process, explaining any questions I had and her detailed recommendation was insightful, she gave me regular updates and follow-up. A wonderful start-to-end experience. Have you seen the outcome you were hoping for? Yes, I was happy to proceed with Babita's recommendation. What could they have done better? Nothing really, just to continue what you're doing.
Sherah, Quinton
What were the circumstances that caused you to look for a financial adviser? To purchase another property. How did Babita Nahal help you? Where do I start. Firstly Babita simplified the process and made me feel confident to make important decisions to consider for my onward property. I was feeling highly overwhelmed with the house buying process as I had lived in my current property for over 20 years, so I kind of felt like a first time buyer with so many questions. Babita listened to my concerns and advised accordingly based on my needs. Various products were explained with the pros and cons clearly outlined for me to make an informed decision. Babita is a highly, knowledgeable and confident in her field of work. Most importantly Babita responds promptly to all queries and concerns. I cannot express my gratitude to Babita for her kindness and patience in matters regarding the purchase of my property. Finally to finish this review, if you are looking for an articulate, professional and efficient mortgage/financial advisor, Babita is the one for you, without hesitation I will be utilising her expertise in the future when I plan to remortgage. Have you seen the outcome you were hoping for? Yes What could they have done better? There is nothing at all. That just leaves me to say a BIIIIIIIIIIIIIGG thank you Babita!!!!
Lorraine, Smethwick
What were the circumstances that caused you to look for a financial adviser? Debt Consolidation How did Babita Nahal help you? All out debts was put on the table and Babita asked what we was looking for and she delivered what we asked for with an even better deal that we could have hoped for. Have you seen the outcome you were hoping for? The outcome was a lot more better than was to be expected. What could they have done better? Nothing at all , Babita was spot on from start to finish.
Wayne, Cannock
What were the circumstances that caused you to look for a Financial adviser? Complicated mortgage exit fees and finding the best mortgage to move to. How did Babita Nahal help you? Babita thoroughly went through our finances and understood our needs. She found an offset mortgage for us which is something we did not know about before. She is happy to get answers straight away from third parties by ringing them more or less straight away. What is your current situation? Have you seen the outcome you were hoping for? Our outcome is delayed because of waiting for a complicated issue regarding the freehold purchase (a completely separate issue). However, Babita has set the mortgage up and fixed us in so it's ready to go as soon as we are. What could they have done better? Babita is always approachable and cheerful. She never seems to be beaten by complicated things and is always pro active. So I can't think of anything that could have been done better.
Heather, Birmingham
What were the circumstances that caused you to look for a Financial adviser? We are first time buyers. How did Babita Nahal help you? She helped us find a mortgage deal and plan for a deposit that way suited us . She was very personable and enthusiastic and explained things clearly . What is your current situation? Have you seen the outcome you were hoping for? Yes.
Saadia, Wolverhampton
About us

We pride ourselves on being independent and offer unbiased advice on a wide range of financial products. We have an extensive knowledge of the financial markets allowing us to provide trusted and professional service to all our clients. We have over 17 years experience in financial services. We provide advice to private individuals, commercial and business clients.

Our services

We treat all our clients as individuals and take time to understand their circumstances, priorities and financial goals. We provide bespoke advice best suited to their circumstances at a competitive and affordable cost.

Where to find us
Head office address: Deansgate, 62-70 Tettenhall Road, Wolverhampton, WV1 4TH
Preferred clients
Minimum mortgage value
£0
Special offers
Choose an Unbiased exclusive special offer:
Advice methods
  • phoneButton
    Telephone
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    Online (Live chat, video, email)
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    Face to face
Compliance

Your home may be repossessed if you do not keep up repayments on your mortgage.

Response rating
7.0/10
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FCA authorised
Last authorised 16th November 2020

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