Prospect Tree Mortgages

Independent mortgage adviser  Acorn Barn, Smeeth, Kent, TN25 6SZ
First meeting at adviser's own cost
Prospect Tree Mortgages are Independent Mortgage Brokers covering all mortgage needs nationwide.
We can advise you on
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Bad credit
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Buy my next home
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Buy to let
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Buying first home
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Equity release
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Flexible mortgages
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High loan to value
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Mortgage protection
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Next home / Remortgaging
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Self-employed mortgages
Response rating
9.2/10
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FCA authorised
Last authorised 2nd August 2021
Meet our advisers
MR Nick Daynes CeMAP
Independent Mortgage & Protection Advisor

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

MR Ian Butt Mr
Independent Mortgage and Protection Advisor

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

MR Graeme Childs
Senior Independent Mortgage, Protection & Equity Release Advisor

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This qualification assesses a knowledge and understanding of the principles of equity release, the different types of schemes available and the circumstances where equity release is an appropriate solution for the customer.

Mr Matt Lee
Independent Mortgage & Protection Advisor

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

What our clients say
What were the circumstances that caused you to look for a Mortgage Adviser? Getting mortgage for first-time property purchase. How did Prospect Tree help you? Assisted with getting mortgage that suited our needs, where other advisers had said we would be unlikely to be able to get the mortgage we wanted based on our circumstances. What is your current situation? Have you seen the outcome you were hoping for? Succeeded in getting the mortgage we wanted and Nick was helpful and responsive at all times.
Lawrence, London
What were the circumstances that caused you to look for a Mortgage Adviser? Remortgaging to fund an extension to our house. How did Prospect Tree help you? Nick helped us to choose an appropriate mortgage. He took the time to understand our current position, our plans and our risk appetite, and recommended a product that should work for us. He then helped with the arrangements to secure the mortgage and begin the transfer process, making it as painless as possible. Have you seen the outcome you were hoping for? Yes, the mortgage has been agreed and will hopefully be transferred within a few weeks.
Simon, Kent
What were the circumstances that caused you to look for a Mortgage Adviser? needed some advice on remortgaging. How did Prospect Tree help you? explained the options available to me and recommended the best way forward. Have you seen the outcome you were hoping for? beat my existing provider rate, saved me money and put the whole thing together within a week. What could they have done better? nothing, he far exceeded my expectations
Gabi, Kent
​What were the circumstances that caused you to look for a Mortgage Adviser? We were looking at getting a shared ownership property and didn't know where to look. We started looking for a mortgage advisor locally and found Prospect Tree. We made an enquiry call and went from there. How did Prospect Tree help you? Nick organised everything, from sending over forms to fill in, to explaining terms and conditions. He helped to supervise the whole process, even to the extent of contacting the housing development company to deal with queries. What is your current situation? Have you seen the outcome you were hoping for?With Nick and the team's help, we have now moved into our property and couldn't be happier. ​ Oliver Hyde
Oliver Hyde, Kent
What were the circumstances that caused you to look for a Mortgage Adviser? I needed to remortgage onto a Buy-to-Let as we've just moved to France and I wanted to rent out our Sevenoaks house. How did Prospect Tree help you? Both the Nick's and Lisa have been incredible. I've been against very tight timescales. They worked on it straight away: quick, knowledgeable, no bullshit, and secured me a good deal. Highly recommend. ​ What is your current situation? Have you seen the outcome you were hoping for?Yes I have. Cracking result. P Mellor
Mr and Mrs Paul Mellor, Sevenoaks
What were the circumstances that caused you to look for a Mortgage Adviser? Remortgage How did Prospect Tree help you?Helped us to find a suitable mortgage​ What is your current situation? Have you seen the outcome you were hoping for? Completed as desired 5* Anne-Marie Hutchins
Anne-Marie Hutchins, Kent
What were the circumstances that caused you to look for a Mortgage Adviser? Moving in to my first property and didn't really know what sort of mortgages I should be looking in to, so thought it would be better for me to seek help and advice, rather than guess it all myself. I was recommended Nick Green by my parents and was not disappointed as he was extremely helpful and friendly. How did Prospect Tree help you? Prospect tree managed to find a suitable mortgage very quickly which was brilliant. They dealt with everything basically which was a real weight off my shoulders. ​ What is your current situation? Have you seen the outcome you were hoping for? Recently moved into my first flat! George Newell, 2018
George Newell, Kent
What were the circumstances that caused you to look for a Mortgage Adviser? Remortgage following expiry of 5 year fixed rate How did Prospect Tree help you? Provided advice on variety of options available to us, obtaining market leading rates What is your current situation? Have you seen the outcome you were hoping for? Remortgage completed efficiently, on time and without any fuss - with the added benefit of saving £££s per month. Excellent service as usual. This is our 4th mortgage using your services and have never had any issues or concerns. ​ Frances McIlrath
Frances Mcllrath, Kent
What were the circumstances that caused you to look for a Mortgage Adviser? Remortgage following expiry of 5 year fixed rate How did Prospect Tree help you? Provided advice on variety of options available to us, obtaining market leading rates What is your current situation? Have you seen the outcome you were hoping for? Remortgage completed efficiently, on time and without any fuss - with the added benefit of saving £££s per month. Excellent service as usual. This is our 4th mortgage using your services and have never had any issues or concerns. ​ Frances McIlrath
Frances Mcllrath, Kent
What were the circumstances that caused you to look for a Mortgage Adviser? Moving in to my first property and didn't really know what sort of mortgages I should be looking in to, so thought it would be better for me to seek help and advice, rather than guess it all myself. I was recommended Nick Green by my parents and was not disappointed as he was extremely helpful and friendly. How did Prospect Tree help you? Prospect tree managed to find a suitable mortgage very quickly which was brilliant. They dealt with everything basically which was a real weight off my shoulders. ​ What is your current situation? Have you seen the outcome you were hoping for? Recently moved into my first flat! George Newell, 2018
George Newell, Kent
What were the circumstances that caused you to look for a Mortgage Adviser? Time to remortgage How did Prospect Tree help you? Nick quickly understood my situation and helped me find the best lender with the best rate and best deal for the amount I needed, perfect! ​ What is your current situation? Have you seen the outcome you were hoping for? Completion done and on the new mortgage, thanks Nick! Mr Laine, 2018
Roderick Lane, Herts
About us

We are a firm of Independent Mortgage and Protection Advisers who believe in establishing and maintaining relationships with our clients so we can navigate you through your financial journey.

We have advisers based throughout the South East and are happy to visit you in your home, welcome you at our offices or help you over the phone.

You have to choose a Mortgage Broker you can trust with your purchase or re-mortgage.

We’ve worked together for a number of years and operate with the ethos of a small, family run business. If you like the sound of that, we look forward to meeting you.

We offer a comprehensive range of mortgage products from across the market for first & second charge mortgages. We do not offer deals that you can only obtain by going direct to a lender. The lenders we offer mortgages from is available as an appendix which we attach with our Important Information About Our Services document which will be provided at the first meeting.

Our services

We specialise in Buy To Let and Residential mortgages we are experts with Self-Employed clients and through our diligence and experience we have helped hundreds of customers.

We pride ourselves on matching the right mortgage to each individual client. Everyone has different needs and circumstances so we spend the time to make sure you get the right deal for you.

Our customers come back to us time and time again whilst also referring friends and family.

A mortgage is a loan secured against your home or property. You home or property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

You may have to pay an early repayment charge to your existing lender if you re-mortgage.

The Financial Conduct Authority does not regulate most forms of buy to let mortgage.

Where to find us
Head office address: Acorn Barn, Wembdon Business Centre, Bower Road, Heeley Close, Smeeth, Kent, BR3 1BF
Preferred clients
Minimum mortgage value
£125,000
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
  • phoneButton
    Telephone
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    Online (Live chat, video, email)
Compliance

Your home may be repossessed if you do not keep up repayments on your mortgage.

Prospect Tree Mortgages Ltd is an appointed representative of TenetConnect Services Ltd.

Prospect Tree Mortgages Ltd is Registered in England and Wales under reference 1011_2043. Registered office address: Acorn Barn, Wembdon Business Centre, Bower Road, Smeeth, Kent, TN25 6SZ.

Response rating
9.2/10
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FCA authorised
Last authorised 2nd August 2021

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