Sovereign Independent Financial Advisers Limited

Independent mortgage adviser  Sovereign I F A Ltd, Unit 4, Gloucestershire, BS35 2BS
FCA authorised
Last authorised 24th January 2022
We are Chartered and Independent Financial Planners & equity release specialists based in Thornbury, Bristol.
We can advise you on
Buy my next home
Equity release
Meet our advisers
MR Mark Hibbitt BA (Hons) Dip PFS
Director & Chartered Financial Planner
MR Graham McCausland Dip PFS, Cert Cii(MP & ER)
Senior Consultant
MR James Marchant DipFA MIFS
Director & Financial Planner
About us

We specialise in working with people aged 55 and over who are considering releasing equity on their home.

Equity release can help you enjoy a more fulfilling retirement. It can enable you to supplement your retirement income, pay off debts or just afford life’s luxuries.

However, there are potential consequences to consider. It’s therefore important to seek the help of a professional and experienced adviser.

Here’s what we do:

• We will give you clear, realistic advice about equity release, highlighting the risks and costs involved

• If you do decide equity release is the best option, we help you establish whether it should take the form of a lump sum or regular income instalments

• We also establish whether a lifetime mortgage or a home reversion plan is the best choice for you

• We thoroughly explain the implications for your family after your death

• If equity release is not the best option for you, we will help you find alternative solutions

Working with us will give you the confidence to make informed decisions as you explore the possibility of equity release. With our help, you can rest assured you’re making the most of your capital during retirement.

Our services

There are many things which separate us from other firms, including:

We are Chartered: The ‘gold standard’ of financial planning, our Chartered status means we have proved a higher than average level of knowledge and adhere to a code of ethics.

We are financial planners: We focus on you and not your money. We’ll spend time understanding your current financial problems and aspirations, then develop a plan solve the former and achieve the latter.

We are independent: When we implement your financial plan, our independent status allows us to select products from the whole of the market.

Preferred clients
Minimum mortgage value
Advice methods
  • phoneButton
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    Online (Live chat, video, email)
  • icons
    Face to face

Your home may be repossessed if you do not keep up repayments on your mortgage.

Sovereign I F A Ltd, Unit 4, Thornbury Office Park, Midland Way, Thornbury, Gloucestershire, BS35 2BS

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