Sovereign Independent Financial Advisers Limited

We specialise in working with people aged 55 and over who are considering releasing equity on their home.

Equity release can help you enjoy a more fulfilling retirement. It can enable you to supplement your retirement income, pay off debts or just afford life’s luxuries.

However, there are potential consequences to consider. It’s therefore important to seek the help of a professional and experienced adviser.

Here’s what we do:

• We will give you clear, realistic advice about equity release, highlighting the risks and costs involved

• If you do decide equity release is the best option, we help you establish whether it should take the form of a lump sum or regular income instalments

• We also establish whether a lifetime mortgage or a home reversion plan is the best choice for you

• We thoroughly explain the implications for your family after your death

• If equity release is not the best option for you, we will help you find alternative solutions

Working with us will give you the confidence to make informed decisions as you explore the possibility of equity release. With our help, you can rest assured you’re making the most of your capital during retirement.

There are many things which separate us from other firms, including:

We are Chartered: The ‘gold standard’ of financial planning, our Chartered status means we have proved a higher than average level of knowledge and adhere to a code of ethics.

We are financial planners: We focus on you and not your money. We’ll spend time understanding your current financial problems and aspirations, then develop a plan solve the former and achieve the latter.

We are independent: When we implement your financial plan, our independent status allows us to select products from the whole of the market.

Your home may be repossessed if you do not keep up repayments on your mortgage.