CeMAP - Certificate in Mortgage Advice and Practice (LIBF)
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
What our clients say
Since contacting 'We Know Mortgages', they have done all the work for us regarding buying our first home; from sorting the best mortgage deal for us through to arranging the logistics of actually moving and the 'fine print' details.
We have absolutely no hesitation in recommending this company to others, and there is nobody else we would use when the time comes to move house again. They have been extremely polite, friendly and professional throughout the process and always very easy to get hold of. We truly feel that we have the best deal we could have gotten from working with him and look forward to recommending the services of 'We Know Mortgages ltd' to others. Thank you! We couldn't have done it without you.
Richard & Salma, Manchester
As first time buyers, the whole process of purchasing a property was daunting to say the least. We had initially looked to source a mortgage directly ourselves but were unsuccessful in securing this due to trivial technicalities.
Following this experience we got in touch with a representative at We Know Mortgages having done a Google search on reputable providers in the Manchester region. Learning that their offices were based in central Manchester and having received a prompt response from our initial online contact, this mortgage advisory service seemed, at this stage, the perfect choice.
Our assumptions proved to be well-founded, and for the 2-3 months that the buying process has taken, our representative at We Know Mortgages has been pro-active, always available, friendly, helpful and has ultimately secured us an excellent mortgage with a reputable lender.
I'm sure this service translates across all house purchasing, but for any other first time buyers, we would highly recommend We know Mortgages.
Dave & Carolyn, Manchester
Earlier this year my husband and I started the process of buying our first house. It was exciting, yet daunting at the same time. Having initially taken mortgage advice from another advisor we began to feel that they were not as 'impartial' as they claimed.
After a kind recommendation from a friend, I contacted We Know Mortgages. From our very first conversation I found 'We Know Mortgages' to be welcoming, helpful and willing to explain the processes and proceedures involved with buying a house clearly and patiently. I have heard many people describe buying a house as 'a nightmare' but I have to say that with We Know Mortgages it was hassle free.
We felt extremely well supported and advised. With fantastic service, excellent communication and a wealth of knowledge which was easily translated into 'real' terms, I would wholeheartedly recommend We Know Mortgages to others. If we were to move again in the future the company would certainly be my first and only point of call.
We Know Mortgages have been excellent. My wife and I are first time buyers and both on short term contracts, so were concerned about being eligible for a mortgage. We Know Mortgages, however, made the process very easy and clearly explained the steps along the way. Would highly recommended! And will definitely use again in the future.
We tried to get a mortgage through our bank and were declined. We Know Mortgages managed to get us with another high street lender and completed within 4 weeks. Everybody there was very helpful, couldn’t fault the service.
As first time buyers, We Know Mortgages provided me with advice and guidance that proved to be invaluable when coming to negotiate a price for the house. They were always either at the end of a phone or email with a response to a question or advice on how to deal with vendors, solicitors or the mortgage company. For the small price we paid I believe the experience that our adviser had proved to be incredibly beneficial.
We are first time buyers and we had tried to get a mortgage ourselves online through a few bank websites but had been rejected each time. That’s why we decided to approach a broker and we are so glad we did! Ansar dealt with our application and has been knowledgeable and friendly the whole of the way through the process. With his help we were accepted for a mortgage straight away. It’s great having the piece of mind that your application is in good hands and with everything else that goes on with buying a house it’s nice to have one less thing to worry about. Well worth the money!
Having had issues with other providers trying to obtain the right products dealing with We Know Mortgages was a breathe of fresh air. The process was explained at every step, the knowledge of the market was 1st class and we secured what we needed with the minimum of fuss and in a timely manner. I would highly recommend Ansar and his team.
We'd have struggled to get a mortgage without the help of Ansar as our circumstances weren't simple. We had other mortgages on properties we wanted to keep and I only had one year's final accounts as a contractor. Ansar sorted us out and remained positive and accessible the entire time. Would definitely recommend and will be back to remortage later in the year.
As buyers of a 2nd home because the first home wasn't selling as quickly as we had hoped, we were pleasantly surprised with the options Ansar provided us with. Without his expertise we would have been waiting much longer to buy our lovely home. The whole mortgage process was made a breeze due to Ansar's fantastic manner, skill and professionalism. We highly recommend!!
Peter Blackman, Whalley
We Know Mortgages Ltd are mortgage broker based in Manchester city centre. Get in touch if you require First Time Buyer mortgage; Second Time Buyer mortgage; Remortgage; Buy to Let mortgage or a Let to Buy mortgage. We also advise on Shared Equity mortgages and Shared Ownership mortgages, including government incentives ie Help to Buy.
We advise all mortgage borrowers to call one of our mortgage brokers who will find you the right deal. Our mortgage advisers are based in Manchester city centre and will help you from start to finish with your mortgage application.
Experience mortgage advisers, familiar with local areas, access to exclusive mortgage deals with lenders. We will try and save you money where we can.
Applying for a mortgage to buy your home is the biggest financial commitment you're ever likely to make. Speak to one of our advisers.
We Know Mortgages offer a comprehensive range of mortgage products from across the market for first charge mortgages only. We do not offer deals that you can only obtain by going direct to a lender.
For those seeking to increase their existing borrowing, alternative finance options may be available and more appropriate for your needs. For example, a further advance from your existing lender, a second charge mortgage or an unsecured loan (e.g. a personal loan). For those seeking a ‘Retirement Interest Only Mortgage’ a ‘Lifetime Mortgage’ may be available and more appropriate for your needs.
We Know Mortgages Limited is an appointed representative of TenetLime Limited
Registered in England and Wales under reference 06755755
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