The mandatory minimum contribution into workplace pensions is set to increase in April, as part of the government’s bid to prevent a future pensions crisis. Consequently, millions of workers who are paying the current minimum will see their take-home pay reduced – in exchange for ‘more jam tomorrow’. Article by Nick Green
The last quarter of 2018 saw buy-to-let yields hit a three-year low, down 5.6 per cent on the previous quarter. Squeezed by tax and regulatory changes, many landlords are struggling to meet their margins and market confidence has taken a hit. So what’s the outlook for buy-to-let as a source of income? Article by Nick Green.
Since it was launched in September 2018, over 80,000 people have signed up for the government’s Help to Save scheme. But with millions more potentially qualifying for the low-income scheme, Brits are missing out on billions worth of potential bonuses. Article by Nick Green.
A new competition offers small businesses their chance of a share of £2 million of government funding. The aim is to support UK businesses that help create and roll out productivity-boosting technology and management practices to companies across the country. Article by Nick Green.
The UK housing market is facing a unique combination of pressures, which could have major consequences for first-time buyers and sellers alike. In particular, the long-term trend of climbing house prices may be losing steam – but is this good news or bad news? Article by Nick Green.
Most detoxes only cover one aspect of your wellbeing – such as your physical or mental health. Here’s a special detox for 2019 that covers body, mind… and bank account! Article by Nick Green.
What will happen to pensions when we leave the EU? With the possibility of a no-deal Brexit, there is even more uncertainty over retirement funds. We look at how your pension could be affected – whether you have dreams of retiring abroad or staying in post-Brexit Britain. Article by Nick Green.
It’s easy to give good reasons for planning your pensions, investments, savings and protection. So why wouldn’t you do these simple things? Morven Millar, director of Gresham Wealth Management, looks at the most common obstacles to good planning.
Poor stock market performance has hit investments hard over recent weeks. This can be a real problem if your pension is in a drawdown scheme. Find out how the market might affect your retirement income - and what you can do about it. Article by Nick Green.
Let it go! Let it go! No – don’t ever let it go. If you have old pensions from previous employments, the last thing you should do is lose track of them. Is it time to bring them in from the cold?
New Year’s resolutions are so hard to keep because eventually you ask yourself, ‘What’s the point?’ Well, we’ll show you what the point is! Check out our top resolutions for 2019 that can make a real measurable difference to your life. Article by Nick Green.
(…and one that didn’t). If you ever come across a get-rich-quick scheme, be very suspicious – but once in a blue moon, someone devises a cunning plan that really does pay off. Here we salute those brave, ingenious and sometimes just lucky jackpot-hitters.