As Covid disrupts pension saving for millions of workers, one generation in particular may see its best-laid retirement plans going awry. But are these latest findings just another reminder than we should all be trying harder to save for old age? Article by Nick Green.
Chancellor Rishi Sunak has delivered his 2021 Budget, offering continued support for businesses and employees throughout the summer in the wake of the pandemic, and propping up the housing market. Article by Nick Green.
First-time buyers should be able to secure a mortgage with as little as a 5% deposit, with the government underwriting 95% loans, thanks to new measures in the 2021 Budget. The stamp duty holiday has also been extended. Article by Nick Green.
Maxing out an ISA with one of the top 28 investment trusts would have made you a millionaire over the past two decades. As stocks & shares ISAs pass the test of time, Nick Green looks at the pros and cons of using them versus cash.
Pension saving among self-employed people is still too low, according to Unbiased research. But by getting a better understanding of your pension, you can build a more positive attitude towards it and maximise its tax-busting powers. Article by Nick Green.
The pandemic and resulting lockdowns have hit self-employed people especially hard – and one of the side-effects has been a fall in their pension contributions. Nick Green warns of the potential ‘long Covid effect’ on retirement income for the self-employed.
One of the pandemic’s lesser effects is how it has upset many long-term plans. Many Brits have been forced to reassess their retirement choices and perhaps make snap decisions. But if your planned retirement looks suddenly in doubt, what should you do? Article by Nick Green.
At least 1 in 4 mortgage holders are needlessly losing money every month by paying the maximum interest – and it could be many more. And yet it’s now relatively much cheaper to obtain a 5-year fixed rate mortgage for longer-term certainty. Article by Nick Green.
The line between the office and the home has blurred for many of us since the start of the pandemic. Whether you love home working, hate it or don’t really mind, there’s evidence that this blurring is bad for both employers and workers – but there are some simple remedies. Article by Nick Green.
Having hit an all-time high in December 2020, UK house prices once again stand on the brink of uncertainty. Will they fall, rise, stay the same – or something else? Nick Green looks at the complex web of pressures on the property market.
As the UK goes back into full lockdown to slow the winter spread of Covid-19, Rishi Sunak unveils an additional £4.6 billion to help the businesses most affected by the loss of trade. Read on to see what’s available and whether you may be eligible. Article by Nick Green.
For once, the New Year hype is justified – the whole world is looking forward to a better year ahead. But 2020 didn’t just bring a pandemic. It also taught us some useful lessons in life and finance that could pay off in years to come. Article by Nick Green.