If you want to be a successful investor, there’s one question above all that you need to answer. And that is: why am I doing this? Discover how a clear investment goal can make all the difference.
From 1 April it is compulsory for businesses to file their VAT online, as part of the government’s campaign Making Tax Digital. However, with 1.2 million UK companies expected to be affected by the new format, there are serious questions about whether organisations across the country are efficiently prepared.
People taking income from their pension pots are being unusually cautious at the moment, according to new figures. Economic uncertainty has prompted pensioners without a guaranteed income to spend less and take a prudent approach.
If you’re choosing a financial adviser, you may be wondering what sort of fees to expect. This Unbiased guide explains how advisers price their services – and also introduces a brand new online tool for checking the cost of advice.
Thousands of people across the UK may be unable to switch their mortgage to one with lower interest rates. The FCA is now considering changes to its strict affordability criteria that have made it harder for homeowners to remortgage.
The UK is at risk of ‘sleepwalking into a cashless society’ before it is ready, according to a recent report. Alternative payment methods may make cash obsolete by 2026 – but millions of people remain reliant on cash for everyday payments.
Rejection hurts. You’re sure you could afford a mortgage, so why won’t the lender agree with you? A new online tool makes it easy to test your application first to increase your chances of a perfect match. Article by Nick Green.
The government service Pension Wise offers free guidance on pension options, but is it the same as 'advice'? Here’s one way of looking at the difference between advice and guidance.
When was the last time you reviewed the recipients of your insurance policies? Insurance provider Phoenix Life has found that the majority of people have forgotten to update their policies after setting them up. This could result in money going to the wrong people in the result of a payout.
Recent findings suggest that women are still reluctant investors compared to men. Why is this, and what could be the long-term implications for women? Article by Anna Sofat, financial adviser at Addidi Wealth.
The mandatory minimum contribution into workplace pensions is set to increase in April, as part of the government’s bid to prevent a future pensions crisis. Consequently, millions of workers who are paying the current minimum will see their take-home pay reduced – in exchange for ‘more jam tomorrow’. Article by Nick Green
The last quarter of 2018 saw buy-to-let yields hit a three-year low, down 5.6 per cent on the previous quarter. Squeezed by tax and regulatory changes, many landlords are struggling to meet their margins and market confidence has taken a hit. So what’s the outlook for buy-to-let as a source of income? Article by Nick Green.