The number of advisers willing to transfer final salary pensions is falling, due to the perceived risks. Meanwhile, the popularity of equity release is snowballing. But are Brits aware of the risks involved there too?
Rumours have resurfaced that pension tax relief may be about to change. The former Chancellor Sajid Javid was said to be looking at a flat rate for all – but what would this mean for pension savers, and how likely is it?
Amazon is stepping up its plans to disrupt the finance industry, by enhancing its small business loan activities in partnership with Goldman Sachs. The move looks set to broaden the options for entrepreneurs in search of funding.
Does the secret of true love come down to your attitude to money? This Valentine’s Day we’re looking at the role of financial compatibility… and whether your IFA could be Cupid in disguise.
Is there a gulf between men and women in how they manage their finances? Our research suggests there might be. See if you can escape your gender stereotype. Is a pound in a purse the same as one in a wallet?
The UK is out of the European Union. What, if anything, does this mean for you and your finances? We look ahead to post-Brexit Britain and the implications for both your money and your lifestyle.
The rental property market has faced many recent challenges besides COVID-19, so is it still possible to make a decent income from buy-to-let in the 2020s? We look at how the market has changed, the main pitfalls and the biggest areas of opportunity and growth.
An estimated 750,000 people missed last year's self-assessment deadline for submitting their tax return. Were you one of them? What was your excuse? And how can you make sure that you aren't late this time?
The Pension Schemes Bill now moving through Parliament will enable the creation of a new breed of pension scheme. ‘Collective Defined Contribution’ schemes may offer members and employers a better balance between security and affordability.
For some 2020 vision on your money over the next 10 years, your best bet is an independent financial adviser. Look ahead to a brighter future with some help from Unbiased’s finest and wisest.
Financial advice can leave non-affluent savers around £50,000 richer over 10 years, according to a report by the ILC. There is also new evidence that financial advice offers especially good value for the less well-off.
You can normally pay up to £40,000 into a pension each year and receive tax relief on it – this is your annual allowance. But you need to beware of not one but two big risks to your allowance, which could cost you a lot in tax.