Pension saving among self-employed people is still too low, according to Unbiased research. But by getting a better understanding of your pension, you can build a more positive attitude towards it and maximise its tax-busting powers. Article by Nick Green.
The pandemic and resulting lockdowns have hit self-employed people especially hard – and one of the side-effects has been a fall in their pension contributions. Nick Green warns of the potential ‘long Covid effect’ on retirement income for the self-employed.
One of the pandemic’s lesser effects is how it has upset many long-term plans. Many Brits have been forced to reassess their retirement choices and perhaps make snap decisions. But if your planned retirement looks suddenly in doubt, what should you do? Article by Nick Green.
At least 1 in 4 mortgage holders are needlessly losing money every month by paying the maximum interest – and it could be many more. And yet it’s now relatively much cheaper to obtain a 5-year fixed rate mortgage for longer-term certainty. Article by Nick Green.
The line between the office and the home has blurred for many of us since the start of the pandemic. Whether you love home working, hate it or don’t really mind, there’s evidence that this blurring is bad for both employers and workers – but there are some simple remedies. Article by Nick Green.
Having hit an all-time high in December 2020, UK house prices once again stand on the brink of uncertainty. Will they fall, rise, stay the same – or something else? Nick Green looks at the complex web of pressures on the property market.
As the UK goes back into full lockdown to slow the winter spread of Covid-19, Rishi Sunak unveils an additional £4.6 billion to help the businesses most affected by the loss of trade. Read on to see what’s available and whether you may be eligible. Article by Nick Green.
For once, the New Year hype is justified – the whole world is looking forward to a better year ahead. But 2020 didn’t just bring a pandemic. It also taught us some useful lessons in life and finance that could pay off in years to come. Article by Nick Green.
As Ebenezer Scrooge once observed, the festive season can be expensive. Enjoy good cheer all year round with our wisdom from Christmases Past, Present and Yet to Come.
First-time buyers can once again get on the property ladder with a deposit as low as 10%. However, the interest rates they now face may exceed 5%. Are there still affordable first mortgages out there? Article by Nick Green.
As UK businesses have battled to stay afloat this year with the help of various schemes, many have found help closer to hand. New data reveals the part accountants have played in creating survival strategies, and how they may prove even more crucial in the months ahead. Article by Nick Green.
A couple with a new baby lost their life savings of £33,000 when the buyer of their home lost their mortgage offer after exchange of contracts, collapsing their chain. And a study suggests that thousands more may have faced a similar nightmare. Article by Nick Green.
Property auctions in the UK have soared in popularity, as one of the unforeseen side effects of the pandemic. Online auctions and the stamp duty holiday are driving more buyers and sellers down this faster route. So is it for you? Article by Nick Green.