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News

Helping out the UK’s ‘mortgage prisoners’

Thousands of people across the UK may be unable to switch their mortgage to one with lower interest rates. The FCA is now considering changes to its strict affordability criteria that have made it harder for homeowners to remortgage.

Cashless UK may come too soon, experts warn

The UK is at risk of ‘sleepwalking into a cashless society’ before it is ready, according to a recent report. Alternative payment methods may make cash obsolete by 2026 – but millions of people remain reliant on cash for everyday payments.

What’s harming your mortgage application?

Rejection hurts. You’re sure you could afford a mortgage, so why won’t the lender agree with you? A new online tool makes it easy to test your application first to increase your chances of a perfect match. Article by Nick Green.

What's the difference between guidance and advice?

The government service Pension Wise offers free guidance on pension options, but is it the same as 'advice'? Here’s one way of looking at the difference between advice and guidance.

Life insurance holders risk leaving money to the wrong people

When was the last time you reviewed the recipients of your insurance policies? Insurance provider Phoenix Life has found that the majority of people have forgotten to update their policies after setting them up. This could result in money going to the wrong people in the result of a payout.

How can I improve my chances of getting a mortgage?

Is your dream of home ownership still stuck on the ground? Here are our top mortgage tips to help it take flight.

Why don't women invest more?

Recent findings suggest that women are still reluctant investors compared to men. Why is this, and what could be the long-term implications for women? Article by Anna Sofat, financial adviser at Addidi Wealth.

Pension contribution hikes spell good news long-term

The mandatory minimum contribution into workplace pensions is set to increase in April, as part of the government’s bid to prevent a future pensions crisis. Consequently, millions of workers who are paying the current minimum will see their take-home pay reduced – in exchange for ‘more jam tomorrow’. Article by Nick Green

Buy-to-let yields hit three-year low

The last quarter of 2018 saw buy-to-let yields hit a three-year low, down 5.6 per cent on the previous quarter. Squeezed by tax and regulatory changes, many landlords are struggling to meet their margins and market confidence has taken a hit. So what’s the outlook for buy-to-let as a source of income? Article by Nick Green.

Millions of Brits missing out on 50% savings boost

Since it was launched in September 2018, over 80,000 people have signed up for the government’s Help to Save scheme. But with millions more potentially qualifying for the low-income scheme, Brits are missing out on billions worth of potential bonuses. Article by Nick Green.

£2m of funding up for grabs in Business Basics Fund competition

A new competition offers small businesses their chance of a share of £2 million of government funding. The aim is to support UK businesses that help create and roll out productivity-boosting technology and management practices to companies across the country. Article by Nick Green.

UK housing market at a crossroads

The UK housing market is facing a unique combination of pressures, which could have major consequences for first-time buyers and sellers alike. In particular, the long-term trend of climbing house prices may be losing steam – but is this good news or bad news? Article by Nick Green.

Your 3D New Year detox

Most detoxes only cover one aspect of your wellbeing – such as your physical or mental health. Here’s a special detox for 2019 that covers body, mind… and bank account! Article by Nick Green.

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