Many small businesses still don’t have key person insurance in place – and are putting their future in jeopardy as a result. Neil Adams of Drewberry Wealth Management explains why it’s increasingly a must-have.
Nearly everybody’s got a great business idea – but only a few succeed in turning their reverie into revenue. What’s their secret? We bring you six tips for getting your venture off the drawing board and into the marketplace. Article by Nick Green.
Are you spending your pension too fast? The latest survey by free guidance provider Pension Wise suggests that today’s pensioners risk running out of money if they don’t receive guidance when accessing their pots. Article by Nick Green.
Research has found some pension providers may charge you up to 10 per cent of your pension pot just to access the money. This in turn could severely restrict your retirement options. How can a financial adviser help you avoid this trap? Article by Nick Green.
Is Sherlock Holmes’s hat tax-deductible? Does Mary Poppins claim for professional indemnity insurance? The tax returns of fiction’s greatest heroes and villains have been a closed book – until now! We bring you the most page-turning guide to self-employed expenses you’ll ever read. Article by Nick Green.
What is it about pensioners and parachutes? We turn 55 and feel suddenly compelled to fling ourselves from high places strapped to an outsized duvet cover. But by a neat coincidence, skydiving can teach us a crucial lesson about retirement. Article by Nick Green.
How will you set up your pension when your retire? Will it be something plain and simple, or a trickier (but more flexible) arrangement? These days it’s become harder to make your retirement plans take off – so find yourself a good co-pilot. Article by Nick Green.
Are you better at living for today than planning for tomorrow? A long-running experiment has shown how being unable to hold back can hold you back in the long term. Adrian Kidd, lifestyle financial planner at Radcliffe & Newlands, would like to offer you a marshmallow.
How confident are you at managing your own money? Moderately? Very? That’s good, you might think. But here’s the sting: overconfidence in one’s own judgement is the biggest cause of costly mistakes – and it’s all down to something called the Dunning-Kruger effect. Article by Nick Green.
We like to think we are becoming a more equal society, but women continue to face a particular set of challenges when it comes to managing their income and planning for the future. Jo Noon, head of Cockburn Lucas for Women, explains why women need to take a different approach when arranging their finances.
Being a first-year student pitches you headlong into a whirlpool of studies, new relationships, independent living and money management. Here’s some advice for staying afloat. Article by Nick Green.
The UK is scheduled to leave the EU on 31 October 2019. The effects on your business could be far-reaching and in many cases are still uncertain. This summary of what we know so far should help you to prepare for the switch. Article by Nick Green.