You can normally pay up to £40,000 into a pension each year and receive tax relief on it – this is your annual allowance. But you need to beware of not one but two big risks to your allowance, which could cost you a lot in tax.
Welcome to the new Twenties! Will they be roaring, soaring, or just quietly snoring? So much can happen in 10 years, and a lot of it is up to you. Here’s how you can decide the next decade.
Changes to the women’s state pension age (SPA) are triggering protests and petitions – but if you’re among those left in a precarious position, what can you do about it? Here we take a look at the problem and search for an answer. A lot of women are angry – and with good reason.
One in two freelancers are now actively paying into a pension scheme, a new study has found. But despite this greater uptake, over two million self-employed people face serious questions over how they will fund their retirement.
Nearly everybody’s got a great business idea – but only a few succeed in turning their reverie into revenue. What’s their secret? We bring you six tips for getting your venture off the drawing board and into the marketplace.
Business rates are becoming one of the biggest overheads for small businesses that have premises valued at over £12,000. With recent valuation surges proving devastating for some, are there practical solutions for business owners who want to minimise their bill?
The controversial tax change IR35 has been postponed to 2021, much to the relief of contractors and the businesses that hire them. Both now have a year of grace to take steps to reduce the risk of being sunk by the IR35 trap.
More than half of Brits over 65 are yet to take advice on their finances, despite evidence that advice doubles financial confidence. At the same time, younger generations are failing to exploit advice opportunities.
Ah, estate agents. We love ’em really, the little scamps. But like anyone, their job is to make as much money as possible – and the source of that money is often you. Here’s how to avoid becoming an estate agent’s doormat.
You may be well on the way to middle age, but some of life’s most important mysteries still remain unexplored. It’s natural to be shy about discussing it in public – but in this new era of pension freedom, practically everyone’s doing it. Shouldn’t you at least see what the fuss is about?
The UK’s most celebrated fund manager, Neil Woodford, has been sacked following a string of poor decisions. His fund’s failure leaves investors and pension fund members with potentially heavy losses – and many questions.