What is it about pensioners and parachutes? We turn 55 and feel suddenly compelled to fling ourselves from high places strapped to an outsized duvet cover. But by a neat coincidence, skydiving can teach us a crucial lesson about retirement. Article by Nick Green.
How will you set up your pension when your retire? Will it be something plain and simple, or a trickier (but more flexible) arrangement? These days it’s become harder to make your retirement plans take off – so find yourself a good co-pilot. Article by Nick Green.
Are you better at living for today than planning for tomorrow? A long-running experiment has shown how being unable to hold back can hold you back in the long term. Adrian Kidd, lifestyle financial planner at Radcliffe & Newlands, would like to offer you a marshmallow.
How confident are you at managing your own money? Moderately? Very? That’s good, you might think. But here’s the sting: overconfidence in one’s own judgement is the biggest cause of costly mistakes – and it’s all down to something called the Dunning-Kruger effect. Article by Nick Green.
We like to think we are becoming a more equal society, but women continue to face a particular set of challenges when it comes to managing their income and planning for the future. Jo Noon, head of Cockburn Lucas for Women, explains why women need to take a different approach when arranging their finances.
Being a first-year student pitches you headlong into a whirlpool of studies, new relationships, independent living and money management. Here’s some advice for staying afloat. Article by Nick Green.
The UK is scheduled to leave the EU on 31 October 2019. The effects on your business could be far-reaching and in many cases are still uncertain. This summary of what we know so far should help you to prepare for the switch. Article by Nick Green.
Bitcoin, Ethereum, Ripple, Litecoin, Zcash, Dash… Suddenly the investing world is full of the new ‘cryptocurrencies’. But what are they really, how do they work, and are they an investment – or just a gamble? IFA Steve Johnson takes up the challenge.
Do you have a GAR? Have you checked, just in case? Do you know what a GAR is? Well, what it could be is a way to double or even triple your retirement income – so if you have one, you need to hang on to it with both hands. Article by Nick Green.
If you want something done properly, should you do it yourself – or hire an expert instead? The truth is, it depends. IFA Steve Johnson is here with some tips on how to choose the right kind of investing for you.
Do you dream of being your own boss? And would it suit you? Would you miss your steady salary and paid holiday, or do you crave more flexible hours? We weigh up the pros and cons of going it alone.