Future Start Independent Financial Planning Ltd

Independent Financial Adviser 54 Clarendon Road, Watford, Hertfordshire, WD17 1DU
First meeting at adviser's own cost
Response rating
FCA verified
15th April 2019
Independent and experienced financial adviser. Get in touch today to be pleasantly surprised.
We can advise you on
    • Wealth management
    • Ethical investments
    • Investing for income
    • ISAs
    • Offshore investments
    • Socially responsible investments
    • Annuity purchase
    • Auto enrolment
    • Pension consolidation
    • Pension drawdown
    • Pensions & divorce
    • Pensions & retirement planning
    • Pensions review
    • Pensions transfer
    • Sipps
    • Stakeholder
    • Critical illness
    • Income protection insurance
    • Life insurance
    • Capital gains tax
    • Estate planning
    • Income tax
    • Taxation planning
    • Corporate pension
    • Employee benefits
    • Group critical illness
    • Group income protection
    • Group life insurance
    • Group pensions
    • Group private medical insurance
    • Group protection
    • Group risk
Meet our advisers
Jonathan Willis APFS CeMAP
Chartered Independent Financial Planner
Chartered Financial Planner
What our clients say
I had several work pensions which I wanted to consolidate and use in a way that would give me a monthly income without losing its potential for growth. I knew that I did not have the knowledge or experience to do this myself. After many hours of research Jonathan explained, with infinite patience, every step we were taking, making sure I understood and, more importantly, agreed with the strategies and outcomes. Jonathan Willis is a personable young man who takes his work seriously and always tries to do his absolute best for his clients. I would not hesitate to recommend him.
Mrs Starkey, Rickmansworth
Jonathan Willis has been good at explaining the purpose of savings & helped me to relate this to the goals I want to achieve. Before meeting Jonathan & using the advisory service of which he is a part, I did not have any clear goals & simply thought ‘saving & investing was a good principle’ but he has helped me to clarify the end purpose (- why & when I want my funds to be available & my attitude to risk) & thus, he has helped me clarify my goals. He has a professional approach & has explained matters of investment so that I feel better informed & confident that he is careful & professional in making recommendations that suit my financial circumstances.
Miss Tester, London
The process of pension transfer has proven to be very complex, challenging to understand and therefore daunting. Jonathan, without hesitation, has made himself available to me whenever I’ve needed. He’s patiently addressed my questions and taken the time to regularly checkpoint with me to ensure that I feel fully informed and confident in my thinking. At the same time, he’s managed the liaison with my existing pension provider to facilitate the process for me from end to end. His hand-holding has made the path to pension transfer remarkably smooth compared to what otherwise would have been a major challenge and I’m very grateful to him. I do not hesitate to recommend him
Mr Shorter, Manchester
Approaching retirement, the prospect of consolidating the various pension pots accrued during my employment presented me with a difficult challenge. I was fortunate in that I had an expert on my side, Jonathan Willis, ensured that any benefits within the existing funds were retained while consolidating my various pension funds into a visible and easy to manage fund that overall will produce the return I need in the years ahead. A problem solved due to the professional approach and expertise shown at each stage of the process.
Mr Brennan, Croxley Green
Dear Jon, Just a quick note to say thank you for your help over the last 3 years advising us with our financial planning. We have really appreciated the time you have spent with us answering our questions and making sure we have explored all the options open to us. We would highly recommend you to anyone looking for financial guidance and planning.
Mr & Mrs Leigh, Hemel Hempstead
I just want to record my appreciation for all the work that you put in setting up the Trust. Your knowledge and clear explanation was most helpful to me and my family through all the negotiations. I particularly was very grateful for the help you gave me dealing with the telephone calls required to release funds which because of my hearing problems can be difficult. I look forward to working with you in the future.
Mr A Stubbs, Rickmansworth
We have found Jonathan over several years an extremely helpful, patient and understanding adviser always putting us at our ease with his explanations he soon becomes an indispensable friend constantly amazing us at his understanding of tax issues and has greatly helped us make much better use of our savings which would otherwise sit in low interest bank accounts, enabling two pensioners on fixed incomes greater financial freedom. Jonathan has the ability to explain financial options in a very understandable manner.
Mr & Mrs Grenville, Rickmansworth
Where to find us

54 Clarendon Road, Watford, Hertfordshire, WD17 1DU

Make an enquiry
About us

Future Start is an Independent Financial Advice Firm based in Watford, Hertfordshire.

We offer advice face-to-face or online and by telephone, whichever suits you best.

We are happy to travel in and around the local area, but if further afield our fully online, telephone advice service is available and offers discounted costs on our standard fees.

We specialise in helping professionals, business owners and those in or approaching retirement.

We offer a free introductory meeting after which we charge fixed fees for any work agreed with you.

If you select one of our ongoing review services we charge a fixed monthly retainer rather than a percentage of your investment.

We can create a one off plan that you can review on an ad-hoc basis, or work with you on an ongoing basis to ensure you remain on track, implementing various strategies along the way.

Having explained the options best suited to addressing your needs, we will then research and recommend the best providers from across the market. This is presented to you in a clearly set out Financial Planning Strategy - Recommendation Letter.

We have no affiliation to any specific providers. The majority of our recommendations are to mainstream, established

Our services

Helping professionals, business owners and those in or at retirement preserve and grow their wealth.

We create clear financial planning strategies designed to complement your life and achieve your goals.

We provide clear advice at a fair price for those ready to plan their future.

Advice methods
  • phoneButton
  • mouse
    Online (Live chat, video, email)
  • icons
    Face to face
Special offers
Choose an Unbiased exclusive special offer:
Preferred clients
Minimum wealth (income/assets)
Minimum pension value
Minimum mortgage value

Future Start Independent Financial Planning Ltd is registered in England at Enterprise House, Beeson's Yard, Bury Lane, Rickmansworth, Hertfordshire, WD3 1DS, number 09048509, and is authorised and regulated by the Financial Conduct Authority www.fca.org.uk under number 736240.

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