Your parents would love to help you onto the property ladder – they just don’t have a huge lump sum to give you. Fortunately there are other ways for them to help, from guarantor mortgages to family flexible mortgages. We take you through the main options, and their pros and cons.
There’s a new ISA in town: the Lifetime ISA. Designed to help both first-time buyers and people saving for retirement, it’s certainly an ambitious idea – but does it deliver, and what are the drawbacks? Let’s take a look at this ISA’s finer points.
Behind every great entrepreneur is an equally clever accountant. But it’s not just business owners who need them now. With more and more people making money from multiple sources and potentially paying too much tax, isn’t it about time you found a hot-shot accountant of your own?
Could you join the ranks of the ‘silver startups’? You’re not keen to keep on working for The Man but not yet ready to hang up your iPad. Becoming your own boss in later life could be the ideal way to keep both your mind and your bank balance healthy. If you’re tempted, here’s how
Is cash still king? The twin pressures of inflation and low interest rates are making cash savings less attractive – but what are the alternatives, and do they suit your needs? Our guest article from Armstrong Watson Financial Planning reconsiders the case for cash.
Nearly a third of people over the age of 55 still don’t have a will, according to recent research. Many people are also still unaware of the numerous problems associated with dying intestate. Are the Baby Boomers risking their families’ inheritance unnecessarily?
Making investment decisions is a lot more complex than it seems. Even with experience and knowledge on your side, there are other factors than can sway your judgement without you even noticing. Jonathan Young of Gresham Wealth Management reveals the fascinating world of ‘investment bias’ – and how to overcome it.
A Qualifying Recognised Overseas Pension Scheme (QROPS) is an overseas pension scheme that can receive transfers from registered pension schemes in the UK. If you have one, you may not realise yet that the rules have changed. Alex Norwood of Montfort International explains how you could be affected.
Sometimes you can solve a tricky problem by turning it the other way round. If you have your eye on a new home but are struggling to sell your old one, let-to-buy can offer a potential lifeline. Find out how it works and whether it might suit you.
If the UK is leaving the European Union, what – if anything – might be the knock-on effect on the money in your pocket, and on your long-term financial plans? Adrian Kidd, lifestyle financial planner at Radcliffe & Newlands, makes some predictions and offers some expert tips.
Final salary pensions may be gold-plated, but are you also sitting on a transferrable gold mine? Neil Adams of Drewberry Wealth weighs up the pros and cons of transferring to a personal pension, and offers a way to calculate your potential benefits.
Retirement isn’t the end – it’s just another beginning. Join us as we explore the highways and byways of retirement income planning with our trusty guide Billy Burrows.
How can you plan your income for the next twenty-five years or more when you don’t know what next week will bring? What price security in such a fast-changing world? Pensions expert Billy Burrows returns with insights to help you take back control.