If time were a currency, it would fluctuate more than the pound after a Brexit. Getting the most value from your time is all down to how you spend it – and invest it. If you’re curious as to why people seek professional advice, then you need to understand the exchange rate of time.
From hunting down a suspected fraudster in person to just watching your back, financial advisers have shown their worth in fighting pension and investment crime. Here are some of the ways in which professional advice can be your ultimate insurance against getting conned. If you ever doubted how far a financial adviser would go to
As the pound tumbles and stock markets slide in the wake of the UK’s vote to Leave the EU, is there anywhere safe for the risk-averse investor? We examine the best bolt-holes available. Article by Nick Green.
A controversial study has appeared to turn a long-accepted piece of financial wisdom on its head. Is there really a way to make safe cash outperform riskier shares? The answer is, maybe… but that it’s very much a case of horses for courses.
Financial markets are reeling from the news: the UK has voted to leave the EU. But after the dust and smoke has cleared, what will this momentous decision mean in the long term for your finances? We assess the situation. So it is settled – at least, the voting part is. The majority have spoken,
For the majority of students today it’s not whether they’ll get into debt – it’s how much. Here are our top tips to help your children keep their debt under control. Student debt can be a millstone around the neck of graduates. The mere thought of owing tens of thousands of pounds is enough to put
The Royal Mint is making some of its gold bars available to hold in self-invested personal pensions (SIPPs). The announcement has certainly attracted attention – but what does this move actually mean? Gold mine. Gold medal. Gold standard. Goldfinger, Goldeneye, The Man with the Golden Gun. Gold plated, good as gold, worth its weight in
Annuities have made a comeback. Having gone from being compulsory to being as fashionable as chintz, they’ve seen a surge in popularity since last year. But why? Some are suggesting it boils down to one word: certainty. Think about the past 30 years. In 1987 we had the Black Monday stock market crash. Then came
In or out? Leave or Remain? It’s the question that’s got the entire nation – if not the entire continent – hot under the knotted handkerchief. We’ve heard arguments on both sides – but what does this climate of uncertainty really mean for your personal finances? Of all the arguments made for and against the
Ever worked out the cash cost of simple laziness? You could be frittering away a sizeable chunk of your income every year just by not taking a few simple steps. Here are some of the best reasons why you should wake up and smell the money. Off the top of your head, how much interest does your savings
Retirement age? What’s that? These days it’s not about a date but a timescale: you might gradually retire over five, ten or even fifteen years. We are now firmly in the era of phased retirement – and it’s largely thanks to pension freedom. Not only could it make your later years more stimulating, but it could also be a
Buy-to-let has been widely touted as a way for new retirees to make their income. Having full access to your pension make the prospect more realistic – on paper, anyway. But there are numerous factors you should consider first before entering the rental market. We in the UK seem to have an undying faith in the
With interest rates so low right now, your savings may be starting to look distinctly flat. But you can still beat inflation with some money-inflating tricks of your own. If you find that whenever you check your savings you get a sinking feeling, then the chances are you’ve got a savings leak. Low interest can