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As part of Small Business Advice Week we are running a series of articles with helpful advice and tips for SMEs. Today, Graham Wingar talks through the basic outline of the government’s changes to pensions and your responsibilities as an employer.
Jason Butler explains the basics of income insurance and how to use it as the foundation of your financial security.
Having saved hard for your retirement over 10, 20 or even 40 years it is possible to undo years of hard work with one simple mistake.
What happens to a trust’s assets during divorce? Without appropriate planning, it can mean complex litigation. Martin Hill explains the basics.
Daniel Elkington explains some simple steps to minimise the tax your loved ones pay on your estate and make their lives a little easier at an already difficult time.
Homeowners overestimate the amount of time it will take them to buy their second home. In reality we’re able to buy a second home a lot quicker than most of us think.
Managing your personal finances doesn’t require a high IQ or the ability to predict the future. All you need is to be clear about your goals, develop a sound framework, follow some basic principles and regularly review your situation.
For those at retirement who are reluctant to lock themselves into a lifetime annuity there are alternatives, says Jeff Miller.
Is luck something you can catch or is it something you can cultivate? And what about when it comes to your finances? Can you make yourself financially ‘lucky’?
Workplace pensions rules have changed. Every employer in the UK will be required to help more of their workers save for retirement. But what does it mean for you? James Robson explains. We will all have probably heard phrases in the press recently such as “auto-enrolment”, “workplace pensions” and “NEST” and no doubt some of us
It’s a boy! The new royal baby was welcomed into the world yesterday to much excitement, but what do you buy a baby who has everything?
A simple answer is ‘as early as possible’, but is that correct? Chartered financial planner Jason Witcombe explains.
Benefit cuts mean widowed parents will now lose up to £100,000 if the worse should happen. But there is good news, insists Scott Gallacher.