THE government have introduced new flexibility for pension savers with small pension pots, allowing them to take their fund as a one-off lump sum rather than having to buy an income with it. HM Revenue & Customs estimates that this will affect around 25,000 people who are aged over 60, who have total pension rights
Karen Barrett, chief executive of adviser directory unbiased.co.uk, plans a tasty alternative career and says people’s love affair with houses is not over. What was your first ever investment? An Aberdeen technology ISA, which was absolutely the worst decision anyone could have made as it was just before the dotcom bubble burst.
Most of us like to think we’re doing our bit for the environment, be it recycling or switching to energy-saving light bulbs, but now more than ever, investors are seeing the attraction in this area for their money. Ethical investments have been available for nearly three decades although it is only recently that they have shaken
Lots of us – particularly in the current economic climate – have got our heads round having our loyalty cards with us when we’re out shopping, or searching online voucher sites for discounts before we head out for a meal. Checking prices online when making higher value purchases is second nature too and we’re all
THE State pension was introduced a century ago when a quarter of working people died before they reached retirement and those who did drew it for an average of just five years. Today we’re all living much longer, so it’s not surprising that the State pension age is set to rocket. What’s changing? The State pension
In these current times of austerity who wants or needs to pay out yet another monthly premium especially on something like insurance we will never spend! Life cover pays a lump sum upon death or diagnosis of a terminal illness. It can be taken out for a fixed term or the whole of your life and can
Unfortunately, a significant number of marriages end in divorce. Should this happen to you it is vital that, as well as speaking to your solicitor, you also obtain the advice of a Resolution accredited independent financial adviser (IFA). Article by Scott Gallacher.