As part of our GetAdvised campaign, weâre looking at ways professional advice can help you evaluate, develop and implement a solid plan to support your future.
Good news! You woke up this morning. But what if you hadn’t? Itâs a scary idea, but Scott Gallacher insists answering these uneasy questions will give you peace of mind.
Many of us are too busy working hard for our families and for our futures to stop for a moment and think âWhat If?â
As a chartered financial planner itâs my job to help you think about the what ifs:
What if I didnât wake up this morning?
- Would my family have enough money?
- Who would care for my children?
- Do I have a will?
- Can my family find my will easily?
- What would happen to them?
- What would happen to my business?
âFinancial planning isnât just about sorting out this yearâs ISA, these are merely tools to help you achieve your lifestyleâ
What if I donât have enough money when I get to retirement?
- What is enough?
- Â How much do I need to be saving?
- What will happen to my lifestyle if I donât get there?
- What will this mean to me and my family?
Â What if I already have enough?
- Why I am still working?
- Could I stop work and start living my dreams now?
- Am I certain I wonât run out of money?
- Can I give some of my money away?
Many people think that financial planning is about sorting out some life assurance, deciding which pension is best, or choosing this yearâs ISA. Â But these are merely the financial tools needed to help you achieve and maintain yours and your familyâs lifestyle.
The most important part of financial planning is working with you to answer these âwhat ifâ questions because thatâs what really matters, not which ISA you use.
If you to want work with a financial planner to find the answers to your own âwhat ifâ questions then donât waste time, contact a financial planner today because tomorrow could be too late.
About the author
Scott Gallacher is APFS qualified, a Chartered Financial Planner and the winner of the 2013 unbiased.co.uk âJudges Award Recognising Outstanding Contributionâ and praised for his “knack of making the complicated understandable”.
Read more aboutâ¦