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Income protection news

Insurance myths leave many families poorly protected

The pandemic has prompted Brits to reassess their finances – in particular, areas like life insurance. But with pet insurance more than four times as popular as critical illness cover, and lots of misinformation about, have we got our priorities straight? Article by Nick Green.

Has lockdown lifted your savings?

Though many have suffered financially from the COVID-19 lockdown, some Brits are enjoying a mini-windfall due to lower spending. If your savings have received a boost, how can you make the most of it?

Income protection: the ultimate safety net

In 20 years of working as a scaffolder, Darren never had an accident at work. And then he did. But despite severe injuries, he was able to get back on his feet – thanks to the insurance he’d taken out just three months before.

‘Shot twice in the head – but my adviser still found me life and critical illness insurance.’

After severe battlefield injuries left him with complications, former paratrooper Damien struggled to find affordable life insurance back home. Then he thought to seek advice from a protection specialist.

Renters aren’t using this simple safety net

Those who rent their homes are running higher risks that they won’t be able to maintain their monthly payments, in comparison to homeowners. But affordable income protection is now being designed with renters in mind.

Optimist vs pessimist – what does it mean for your money?

Is your glass half full or half empty? When managing your money and ensuring your financial security, both optimism and pessimism have key roles to play.

Life insurance holders risk leaving money to the wrong people

When was the last time you reviewed the recipients of your insurance policies? Insurance provider Phoenix Life has found that the majority of people have forgotten to update their policies after setting them up. This could result in money going to the wrong people in the result of a payout.

Employed or self-employed – which is better?

Do you dream of being your own boss? And would it suit you? Would you miss your steady salary and paid holiday, or do you crave more flexible hours? We weigh up the pros and cons of going it alone.

Could your child’s illness hit your earnings?

Many people take out income protection or critical illness cover to safeguard their finances if they have to stop work due to illness. But a child’s serious illness can have an equally severe impact on your ability to work full-time. Would your insurance cover this too? Article by Nick Green.

Managing your money through Brexit

If the UK is leaving the European Union, what – if anything – might be the knock-on effect on the money in your pocket, and on your long-term financial plans? Adrian Kidd, lifestyle financial planner at Radcliffe & Newlands, makes some predictions and offers some expert tips.

Beware when buying income protection online

We all love price comparison sites – but they can let you down when you’re looking for suitable income protection. The biggest price comparison sites risk misdirecting visitors to unsuitable PPI cover or policies that offer only ‘suited occupation’ cover, says Tom Conner of Drewberry. More and more consumers are waking up to the need

5 startling facts about insurance payouts

What are the odds of your insurance company actually paying out on your claim? Two-to-one against? Better than that, or worse? A recent survey by Drewberry Insurance reveals that most people’s estimates are way, way off. So what’s the truth?

Critical illness cover vs income protection – what’s the difference? (Part 2)

Following on from part 1, Neil Adams of Drewberry Wealth Management explains critical illness cover and how it differs from income protection. If you became unable to work due to illness, how best could you protect yourself and your family?

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