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Prime Minister Boris Johnson has promised that first-time buyers will only need 5% deposits under a new government scheme – but so far has provided few details. We look at how this might work, and how prospective buyers could take advantage. Article by Nick Green.
Though many have suffered financially from the COVID-19 lockdown, some Brits are enjoying a mini-windfall due to lower spending. If your savings have received a boost, how can you make the most of it?
The UK is out of the European Union. What, if anything, does this mean for you and your finances? We look ahead to post-Brexit Britain and the implications for both your money and your lifestyle.
On Christmas Eve in the sleepy town of Bradford Fells, a young financial adviser named George Daley stands alone on the bridge, gazing down into the icy waters below… unaware that he is being watched.
Ah, estate agents. We love ’em really, the little scamps. But like anyone, their job is to make as much money as possible – and the source of that money is often you. Here’s how to avoid becoming an estate agent’s doormat.
Those who rent their homes are running higher risks that they won’t be able to maintain their monthly payments, in comparison to homeowners. But affordable income protection is now being designed with renters in mind.
Users of Unbiased reveal their solid grasp of some aspects of personal finance – but worrying gaps in other areas. We break down the results of our ‘Back to School’ money quiz to show where people most need advice.
Many in the UK remain unaware of how much their credit file may be influencing their lives. A simple scoring error derailed the career of IT manager Debbie Scott, while the cost of borrowing varies widely across the country – and credit data may even affect which ads you see.
A rise in interest rates is only a matter of time – it’s just that no-one’s sure exactly when. So it’s a good idea to review your own mortgage now, to make sure your home will be secure whichever way the wind blows.
The slowdown in the housing market caused by Brexit uncertainty is showing signs of shifting, thanks to the postponement of the UK’s leaving date. Asking prices are bouncing back as more homeowners decide they can wait no longer.
Thousands of people across the UK may be unable to switch their mortgage to one with lower interest rates. The FCA is now considering changes to its strict affordability criteria that have made it harder for homeowners to remortgage.
Rejection hurts. You’re sure you could afford a mortgage, so why won’t the lender agree with you? A new online tool makes it easy to test your application first to increase your chances of a perfect match. Article by Nick Green.
Is your dream of home ownership still stuck on the ground? Here are our top mortgage tips to help it take flight.