Retirement planning news

Unbiased’s CCO, Nihal Pekbeken, talks about the challenges women face when saving for retirement and why it’s never too late to make a difference

As the retirement savings journey often spans several decades, it can be helpful to break your plan up in stages. Here we outline what those stages are and explain what action you should be taking

Have you recently paused pension contributions due to rising costs? Here's how reviewing existing savings can make a difference until your finances improve

Brits are putting retirement plans on hold and many are worried that they will be financially stretched due to the rising cost of living, according to a recent survey we commissioned. 

At a time when the rising cost of living is making the headlines, a pension increase should be the good news that people were hoping for. Unfortunately, the cost of living is rising at such a fast rate that the additional state pension won’t be enough to offset the increase in outgoings. 

The government has confirmed its plan to suspend the ‘triple lock’ for annual state pension increases for a year. A key part of previous budget commitments since its introduction in 2010, the triple lock ensures the UK state pension continues to rise each year. The move to suspend it comes in the wake of the economic and social disruption caused by the pandemic, but what exactly does it mean?

State pensions have been making the headlines recently – but for all the wrong reasons. From historic six-figure underpayments to the suspension of the triple lock promise, many women are looking for more information about what it all means for them. Whether you’re two or 20 years away from retirement, here’s what all women need to know about pensions.

The pandemic and resulting lockdowns have hit self-employed people especially hard – and one of the side-effects has been a fall in their pension contributions. Nick Green warns of the potential ‘long Covid effect’ on retirement income for the self-employed.

Brits still have unrealistic expectations of when they’ll be able to retire – and it’s a worrying sign of how little they think seriously about their pensions. Nick Green compares the dreams with the realities and explains how to bring them closer together.

When it comes to realistic retirement planning, the most pension-savvy savers live in the East Midlands, according to new findings by Unbiased. But some areas of the country aren’t nearly as confident or well-prepared. Where are you?