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As the business owners among you know, when you run your own business it’s quite likely it will be one of the top three consumers of your most precious commodity – your time. And in relation to the things in your business that you most regularly deal with – it’s the urgent stuff that will

Alistair Cunningham shares his thoughts on the Autumn Statement 2012 The change of the lifetime allowance to £1.25m (down from £1.5m today and £1.8m less than 12 months ago) is the most insidious of all the proposed changes. It hits hard at middle Britain, particularly those with privately funded pensions. Anyone breaching this allowance will

Time to shop around! David Hollingworth advises consumers to look around for mortgage deals to make sure they aren’t missing out on better rates Hardly a day goes by without a mortgage lender announcing an improvement to its mortgage rates.  This increased level of competition has on occasion seen some 2 year fixed deals drop

Is it time to freshen up your finances? From old bank accounts to forgotten pensions, Jaskarn Pawar discusses the benefits of reviewing your finances with a financial planner I come across a lot of people with very stale finances. I have recently moved my own current account after spending 15 years with the same bank. It

Financial education is becoming a real talking point and we are fully behind any campaign which encourages children to learn about money management. Yet with an array of topics from stocks and shares to mortgages and repayments – what should kids learn to grapple with first? Our latest consumer poll found that over a third

Is cash risk free? Danny Cox offers up his advice and straightens the record on an old financial myth He was serious when he said it so I didn’t laugh – “I don’t want any risk, that’s why I am in cash”.  Michael is also a client. Don’t get me wrong, I am a big fan of

So what is “retirement” these days?  And what will it be in the future?  This is a pretty important question for anyone planning their life and finances with a view to having one – a retirement that is. Everyone “of a certain age” will be at least aware (and possibly acutely aware) that along with

September and October can be a painful time for parents watching their children head of to university for the first time. Emotionally painful, because leaving a son or daughter in halls and driving off knowing they are not going to be at home for a while tugs at the heart strings.  Tough it out though

Jaskarn Pawar imparts his wisdom giving us his top tips on what people should think about once they have retired. 1. What’s the best advice you would give someone who has recently retired? Sit down and think in detail about what you really want to do in retirement. Once you have a picture of your

Jason Witcombe offers up his best guidance for individuals approaching retirement and reassures individuals that with careful planning one can often retire sooner than first thought. 1. What’s the best advice you would give someone who is approaching retirement? To look at your finances as a whole rather than solely focusing on pensions. That way