Top 10 Independent (IFAs) & Restricted Financial Advisers in Selling

We'll cut the jargon and help you understand where you want to be financially and how best to get there. Planning for your future can be complicated, but with over 30 years experience, Lee Smythe, Chartered Financial Planner, is well placed to help you.

We are one of the Leading UK Specialists in Independent, FCA-Authorised DB Pension Transfer Advice.

Professional, FCA-authorised financial advice tailored to your life goals. Transparent, experienced & client-focused. Book a free initial call today—we’re here to help you make confident decisions about your future.

What makes us truly different is the freedom to always put our clients first, without conflicts, targets or product bias. Our advice is underpinned by independence, transparency, and a focus on long-term value and shared success.

Initial consultations are free, call us today!

Howard Financial Planning Ltd has been providing financial advice for over 13 years. We provide holistic advice, mainly to directors, professionals, and individuals looking for saving & investment, retirement planning and inheritance tax planning advice.

Independent, Chartered financial planning firm and Pension Transfer Gold Standard accredited. We provide a local service offering appointments face-to-face or over the phone, to suit you. We're here to support you.

What makes us truly different is the freedom to always put our clients first, without conflicts, targets or product bias. Our advice is underpinned by independence, transparency, and a focus on long-term value and shared success.

We focus on technical excellence and integrity at the heart of our advisory process.

Award winning Independent Financial Planners & Mortgage Advisers helping families, individuals and business owners with all your financial advice needs. Our service is as unique as you are. We offer face to face meetings, video calls or by telephone.